Posted on 11/14/2021 9:28:07 AM PST by billorites
The free ride is finally over for a Long Island man who went more than two decades without paying a penny on his mortgage — while courts failed to evict him.
Guramrit Hanspal, 52, bought the three-bedroom, 2.5-bath East Meadow home in October 1998 for $290,000, with $58,000 down. He made the first mortgage payment of $1,602.37, and then never paid again. The house was foreclosed upon in 2000.
Over the years, Hanspal filed four lawsuits and seven bankruptcies, cases which automatically pause any attempt to evict. He even claimed COVID-19 financial hardship, court records show.
Other occupants of the Kenmore Street house also filed for bankruptcy along the way, as the house legally changed hands from one bank to another and finally to an investor — all of whom tried in vain to get Hanspal out. Guramrit Hanspal, 52, bought the three-bedroom, 2.5-bath East Meadow home in October 1998 for $290,000, with $58,000 down.
Time and again law enforcement officers would show up to boot the deadbeat residents, only to be confronted with court documents giving Hanspal another chance.
Hanspal, who frequently represented himself in court and used different lawyers, would then abandon most if not all the court actions he began, defaulting or failing to show up for hearings.
That all changed Friday morning, when Nassau County Sheriff’s deputies descended on two-story corner home to change the locks, two months after Judge William Hohauser ruled that Hanspal was in the house illegally.
It was actually the second time authorities attempted to oust Hanspal since Hohauser’s Sept. 14 decision.
A UHaul truck appeared in the driveway days ahead of a planned Oct. 29 eviction. At the time, Hanspal declined to comment to The Post.
(Excerpt) Read more at nypost.com ...
This is how criminal our government has become. Yes, it is the government that is criminal in this case as much as the deadbeat democrat party voter who did not pay the loan.
His public library books were finally returned. They have a limit which is like a statute of limitations in most places. No $100,000 fines. Cost of book plus recataloging and shelving cost with a certain set fine is usually the limit.
Probably A House Is Not a Home by Polly Adler (1953)
Synopsis:
“Polly Adler’s house—the brothel that gave this best-selling 1953 autobiography its title—was a major site of New York City underworld activity from the 1920s through the 1940s. ....
Did he pay his property tax the whole time?
Weird the government would let that slide.
Did he pay his property tax the whole time?
Weird the government would let that slide.
“Did he pay his property tax the whole time?”
He did not. The bank(s) did the entire time.
How can you file bankruptcy 7 times in 23 years? Sounds like he abused the legal system, by filing and withdrawing lawsuits and bankruptcy over the years.
I wonder what his finances are like, considering he didn’t pay his mortgage for 23 years? Imagine if all.of us didn’t have to pay our mortgage, how much our savings would balloon up over the years.
Laws need to be changed in order to prevent this from happening again at his new place of residence.
No shame or sense of embarrassment whatsoever.
More: https://nypost.com/2021/05/01/ny-man-dodges-eviction-for-20-years-living-in-foreclosed-house/
My guess the bank was not controlled by the Gambino’s.
“””This is how criminal our government has become”””
Let’s be more specific:
This is how criminal THE NEW YORK STATE government has become.
I have had Indians as clients. NO longer.
They are the most devious and unscrupulous people you have ever met.
One owned 6 major gas stations (the kind woith 20 pumps or more) making millions each year and had his children on medicaid.
When they wanted me to falsify insurance documents...no way
Who was it? Mark meadows? (Who’s now living with fra nk luntz)
As American as Apple pie and Baseball. /sarc
And this Patel dude is dumber than a post. That $290,000 home he purchased in 1998 may be worth $800,000 today.
This non-living infectious disease, Guramrit Hanspal, should be disinfected and the remains sent back to the hellhole from which it was spawned.
I’m, inclined to think the investor-owner is right. He may break even.
$180K purchase + $150K cost to boot out the disease + $50K taxes = $380K.
Over the summer, we just got finished with such a miscreant deadbeat occupant. The frightful condition in which the slime left our home would have cost us $100K+ if not for the free labor and material donations we received from church groups, local merchants, a general contractor who took pity on us and actively reined in the costs, even giving us certain fixes for free, and the like. I doubt this house will be in any better condition. Evil sh!t like this infectious disease Hanspal can do a lot of trashing and destroying this side of criminal vandalism. Ask me.
Once he gets everything fixed up, he’ll have roughly half a mill in. Or more. Plus whatever amount of money it costs the current owner to hold the property for the time to get fixed. Houses that look similar to this in that neighborhood go for about $600K. There are much grander houses that go for more there, but they look bigger and... well... grander than this house.
And he’ll only get his $600K+ if he hurries before the bubble pops. Which means he’ll pay a premium for labor and materials.
Factor in transaction costs, and maybe he breaks even. If he really makes it shine, maybe he makes $50K - $100K. For four years of his life, and the anxiety that came with it.
Having just experienced this, I wish every evil to rain down on Hanspal in this life.
Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.