[Slings and Arrows]

Professionals carry their own liability. Conclude from that what you will.

[MrB]

I submit that cops and all gov’t agents should have to personally pay for their own liability insurance, just as doctors have to buy malpractice insurance.

Let the insurance companies, through their rates, weed out the bad actors.

Of course, this would take a few lawsuits in order for a bad apple to be removed.