I submit that cops and all gov’t agents should have to personally pay for their own liability insurance, just as doctors have to buy malpractice insurance.
Let the insurance companies, through their rates, weed out the bad actors.
Of course, this would take a few lawsuits in order for a bad apple to be removed.
Works for me.
All it means is you’d get cops who don’t care if they get sued.
Real family men would not risk being a cop.