Couple's paid-off home foreclosed mistakenly

local10.com ^ | 3/17/14 | Roger Lohse

[Kartographer]

A Broward County couple wants answers from the bank that foreclosed on their home mistakenly.

The couple returned from New York to find their locks had been changed and some of their stuff was gone. But it turns out the whole thing was a mistake.

"I said, 'Mel, we've been robbed.' We couldn't believe what had happened," said homeowner Harriett.

[arthurus]

Private contractors get to keep all the furnishings and jewelery and stuff. I wonder who pays who for doing it.

[cynwoody]

If they come home and discover a “contractor” burglarizing their house this way and the “contractor” happens to be shot during the resulting altercation what is the legality?

That's an optimal outcome!

Trash is removed from the gene pool.

Then bank is sued for inconvenience and home owner's emotional distress at having been driven to commit homicide. Lifetime of psychiatric counseling, dontcha know.

[Jemian]

"I said, 'Mel, we've been robbed,"

And, Harriet, you were right. You were robbed. Prosecute.

[arthurus]

It has happened many many times. Often the target house is stripped to the walls. People have been forcibly ejected from their homes in “mistaken” foreclosures. “Wrong addresses” happen. People do not, of course, get their possessions back. Possessions are either sold immediately (by a contractor)or destroyed.

[arthurus]

many many banks not long have respecy

??

[arthurus]

Banks now are beyond embarrassability.

[HiTech RedNeck]

It’s subject to civil remedy yet and that allows for not just restitution but the intangible “humiliation and suffering.” But the restitution process doesn’t happen overnight and can throw a person into bankruptcy.

[HiTech RedNeck]

Embarrassability is a word?

How about humiliatoriness?

[arthurus]

But the restitution process doesn’t happen overnight and can throw a person into bankruptcy.

And restitution does not compensate for family Bibles and century old photo albums. These things are destroyed immediately lest they become heart rending evidence in front of a jury.

[HiTech RedNeck]

A good insurance video will capture such items, however, and be kept off site.

[VerySadAmerican]

There are still lots of homes out there that nobody knows who the owners are. That’s probably the case here. The bank thought they owned it.

[DB]

All I’ll say is if there were to happen to me I’d be on a no holds barred rampage.

[Drago]

Yep, dumb headline: "Harriet called the number on the sticker and learned the company hired by the bank to take over the property got the wrong address."

No foreclosure on their home...case of "mistaken identity"...lots of SWAT "no knocks" having the same problem.

[Mark17]

All I’ll say is if there were to happen to me I’d be on a no holds barred rampage.

I don't think you are the only one who would react that way.

[Dr. Bogus Pachysandra]

“SafeGuard Properties, of Valley View, Ohio,”

2 minutes from my house! Never heard of them.

[Lmo56]

And all Safeguard can say is, "Oops" ???

[Mogger]

I have a book titled "The History of Banking".

Within it is a copy of a letter written in the early 1800s.

The writer had taken a trip from the Boston area to somewhere out west, I think Kansas area.

He related the many trials and tribulations of exchanging money in different cities and at state lines along the way.

Upon arriving at his destination he penned the letter, telling of the Indian raids, poor food, lack of water, etc.

He finished with, "But at least I'm beyond the reach of the theiving bankers".

[GilesB]

They might not know it, but the bank just bought these folks a lovely second home. if that’s what the folks decide to do with their coming flood of money.

[Revel]

In the past when this has happened. The cops won’t do anything more than file a report. They won’t let you press charges.

[Right Wing Assault]

“The bank” has done a great job keeping their name out of the article.