[HiTech RedNeck]

It’s subject to civil remedy yet and that allows for not just restitution but the intangible “humiliation and suffering.” But the restitution process doesn’t happen overnight and can throw a person into bankruptcy.

[arthurus]

But the restitution process doesn’t happen overnight and can throw a person into bankruptcy.

And restitution does not compensate for family Bibles and century old photo albums. These things are destroyed immediately lest they become heart rending evidence in front of a jury.

[Kartographer]

"But the restitution process doesn’t happen overnight and can throw a person into bankruptcy."

There's been any number of these cases and unless the person has deep pockets the Bank has them and they can delay the process as long as they wish to make sure the settlement is equitable to them. The other thing in common is almost all of these settlements are sealed to keep them quite.