Posted on 03/03/2014 2:50:32 AM PST by 2ndDivisionVet
What happens if you enroll in Obamacare and then decide somewhere down the road that you want out? Its early days, but heres one Florida mans anecdote and its not encouraging.
People who signed up for coverage are finding it impossible to cancel their plans, reported Orlandos WFTL-TV last week in a feature highlighting an Orange County man who, after six weeks of effort, had not been able to extricate himself from the Federal health plan.
Andrew Robinson was looking forward to getting health insurance through the Affordable Care Act, explained reporter Lori Brown. He has a small publishing business and works part time, so he hasnt had coverage. In early January, he signed up for a plan that cost nearly $300 a month. About a half hour later, he and his wife realized they could barely afford that. They quickly found a less expensive plan through Humana for $116 a month.
Whoops. That uneasy feeling you may have had about throwing your personal information into a bureaucratic black hole may have been well justified, if what happened to Robinson is any indication.
I immediately called back the Florida Blue and asked them to cancel the policy I just set up, he said. But this isnt Amazon.com; its Obamacare:
(VIDEO-AT-LINK)
[H]e quickly learned canceling Obamacare is no easy task. He says Florida Blue told him if he signed up for the other policy, his Florida Blue policy would cancel automatically.
I got the premium two days later, and it almost wiped out our account.
More than six weeks later, after spending 50 to 60 hours on the phone, his policy is still not canceled. And he is still waiting for the payment Florida Blue withdrew from his account to be refunded.
This is like, just taking my patience right to the end; and I am on the verge of just exploding, Robinson said.
According to Florida Blue, the company cant cancel Robinsons insurance until it receives notification from the Federal insurance marketplace that he has, in fact, obtained other insurance to take its place.
And that brings up another enforcement feature of Obamacare that, so far, has been overshadowed by the hoopla over the Internal Revenue Services expanded powers: The Federal health care marketplace itself can act as an Obamacare enforcer, tethering people who voluntarily approached the exchange for coverage to their initial decision for a very long time no matter whether they later wish to exercise their own free will to drop coverage outright, or simply find a better deal somewhere else.
Great graphic, Potlatch! Scary scenario! ~~shudder~~
This would make me re-think a bank account. I expect there will be people moving to cash only before this is killed. Hopefully, the next president can take it out. God help us if he/she can’t!....or won’t!
Thanks Jane, I didn’t even know she was in Texas! Missed seeing that but wouldn’t go near her if I did, lol. Bill Clinton came to my town one time and I didn’t go down to the square to see him, lol.
Thank you Luv. Scary but true scenario I believe. Made that some time ago after reading some threads, and was going to post a thread using it but never got to it. 2nd Division Vet put up the Exact title needed, lol.
The hypocrisy of the Libs when it comes to this Obama Care fiasco his just mind numbing.
3 million people sign up for Obama Care and 6 million loose their health care because of Obama Care (and theyre all liars, every single one of them).
It just makes me want to scream.
Unfortunately most wage earning people are forced to have a bank account these days so their pay check can be direct deposited.
Pretty hard to live on a cash bases these days for that and a lot of other reasons.
Terrific, potlatch!
Thanks so much Meg!
They are stealthily putting people into state medicare so they can seize the patients assets when they die. They even seize homes when the spouse is still living in it!! It is purposeful and insidious.
Did he vote for the O? How many times, just wondering.
Hotel Florida
Great Graphic!
Not of those suggestions, although they seem obvious to you, will work.
The IRS/Treasury is both the enforcement and collection mechanism and will pursue any other existing or new account corresponding to the owner’s SSN for the premiums.
And it isn’t possible (successfully) to instruct your bank to not allow the IRS to effect ACH transactions from your account. Try it and see.
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As far back as 2008, at the presidential debate in Nashville, Democrat candidate Obama advanced his signature healthcare plan---ultimately enacted, by an historic straight Democrat party-line vote, into the "Affordable Care Act"
QUOTING 2008 OBAMA: "No. 1, let me just repeat, if youve got a health care plan that you like, you can keep it. All Im going to do is help you to lower the premiums on it. Youll still have choice of doctor.
Repeated over and over again---with Obama's promise that every American family would be saving $2500.00 on healthcare costs.
Significantly, Obamba NEVER corrected lock-stepping Democrats, all reading from the same Democrat talking points, all of them repeating the same Democrat promises---over and over again.
===================================================
LOCK-STEPPING PARTY LOYALTY NOT SEEN SINCE 1930-40's ERA EUROPE Obama And the Dems marched in lockstep.....the persistent Dumbocrat drumbeat ---- in obeisance to Obama ---- kept ringing reassuringly in our ears: "If you like your plan, you can keep your plan."
SEN. HARRY REID (D-Nev.): In fact, one of our core principles is that if you like the health care you have, you can keep it. (Sen. Reid, Congressional Record, S.8642, 8/3/09)
SEN. RICHARD DURBIN: We believe and we stand by this if you like your current health insurance plan, you will be able to keep it, plain and simple, straightforward. (Sen. Durbin, Congressional Record, S.6401, 6/10/09)
SEN. CHUCK SCHUMER (D-NY): If you like your insurance, you keep it. (U.S. Senate, Finance Committee, Bill Mark-Up, 9/29/09)
SEN. PATTY MURRAY (D-Wash.): Again, if you like what you have, you will be able to keep it. Let me say this again: If you like what you have, when our legislation is passed and signed by the President, you will be able to keep it. (Sen. Murray, Congressional Record, S.6400, 6/10/09)
SEN. MAX BAUCUS (D-Mont.): That is why one of the central promises of health care reform has been and is: If you like what you have, you can keep it. That is critically important. If a person has a plan, and he or she likes it, he or she can keep it. (Sen. Baucus, Congressional Record, S.7676, 9/29/10)
SEN. TOM HARKIN (D-Iowa): One of the things we put in the health care bill when we designed it was the protection for consumers to keep the plan they have if they like it; thus, the term grandfathered plans. If you have a plan you like existing policies you can keep them. we said, if you like a plan, you get to keep it, and you can grandfather it in. (Sen. Harkin, Congressional Record, S.7675-6, 9/29/10)
THEN-REP. TAMMY BALDWIN (D-Wis.): Under the bill, if you like the insurance you have now, you may keep it and it will improve. (Rep. Baldwin, Press Release, 3/18/10)
SEN. MARK BEGICH (D-Alaska): If you got a doctor now, you got a medical professional you want, you get to keep that. If you have an insurance program or a health care policy you want of ideas, make sure you keep it. That you can keep who you want. (Sen. Begich, Townhall Event, 7/27/09)
SEN. MICHAEL BENNET (D-Colo.): We should begin with a basic principle: if you have coverage and you like it, you can keep it. If you have your doctor, and you like him or her, you should be able to keep them as well. We will not take that choice away from you. (Sen. Bennet, Press Release, 6/11/09)
SEN. BARBARA BOXER (D-Calif.): So we Democrats want people to be able to keep the health care they have. And the answer to that is choice of plans. And in the exchange, were going to have lots of different plans, and people will be able to keep the health care coverage they need and they want. (Sen. Boxer, Press Release, 2/8/11)
SEN. SHERROD BROWN (D-Ohio): Our Democrat bill says if you have health insurance and you like it, you can keep it (Sen. Brown, Congressional Record, S.12612, 12/7/09)
SEN. BEN CARDIN (D-Md.): For the people of Maryland, this bill will provide a rational way in which they can maintain their existing coverage (Sen. Cardin, Congressional Record, S.13798, 12/23/09)
SEN. BOB CASEY (D-Pa.): I also believe this Democrat legislation and the bill we are going to send to President Obama this fall will also have secure choices. If you like what you have, you like the plan you have, you can keep it. It is not going to change. (Sen. Casey, Congressional Record, S.8070, 7/24/09)
SEN. KAY HAGAN (D-N.C.): People who have insurance theyre happy with can keep it We need to support the private insurance industry so that people who have insurance theyre happy with can keep it while also providing a backstop option for people without access to affordable coverage. (Republicans Vent As Other Compromise Plans Get Aired, National Journals Congress Daily, 6/18/09)
SEN. MARY LANDRIEU (D-La.): If you like the insurance that you have, youll be able to keep it. (MSNBCs Hardball, 12/16/09)
SEN. PAT LEAHY (D-Vt.): [I]f you like the insurance you now have, keep the insurance you have. (CNNs Newsroom, 10/22/09)
SEN. BOB MENENDEZ (D-N.J.): If you like what you have, you get to keep it Menendez is a member of the Senate Finance Committee, which is expected to release a bill later this week. He stressed that consumers who are satisfied with their plans wont have to change. If you like what you have, you get to keep it, he said. (Health Care Plan Would Help N.J., Menendez Says, The Record, 6/19/09)
SEN. JEFF MERKLEY (D-Oreg.): [E]nsuring that those who like their insurance get to keep it The HELP Committee bill sets forward a historic Democrat plan that will, for the first time in American history, give every American access to affordable health coverage, reduce costs, and increase choice, while ensuring that those who like their insurance get to keep it. (Sen. Merkley, Press Release, 7/15/09)
SEN. BARBARA MIKULSKI (D-Md.): It means that if you like the insurance you have now, you can keep it. (Sen. Mikulski, Press Release, 12/24/09)
SEN. JAY ROCKEFELLER (D-W.Va.): I want people to know, the Presidents promise that if you like the coverage you have today you can keep it is a pledge we intend to keep. (U.S. Senate, Finance Committee, Hearing, 9/23/09)
SEN. JACK REED (D-R.I.): If you like the insurance you have, you can choose to keep it. (Sen. Reed, Town Hall Event, 6/25/09)
SEN. BERNIE SANDERS (I-Vt.): If you have coverage you like, you can keep it, says Sen. Sanders. (Sick And Wrong, Rolling Stone, 4/5/10)
SEN. JEANNE SHAHEEN (D-N.H.): if you have health coverage that you like, you get to keep it My understanding is that if you have health coverage that you like you can keep it. As I said, you may have missed my remarks at the beginning of the call, but one of the things I that I said as a requirement that I have for supporting a Democrat bill is that if you have health coverage that you like you should be able to keep that. under every scenario that Ive seen, if you have health coverage that you like, you get to keep it. (Sen. Shaheen, Health Care Questions From Across New Hampshire, Accessed 11/13/13)
SEN. DEBBIE STABENOW (D-Mich.): As someone who has a large number of large employers in my state, one of the things I appreciate about the Democrat chairmans remark is is the grandfathering provisions, the fact that the people in my state, 60 percent of whom have insurance, are going to be able to keep it. And Mr. Chairman, I appreciate that. Thats a strong commitment. Its clear in the bill I appreciate the strong commitment on your part and the president to make sure that if you have your insurance you can keep it. Thats the bottom line for me. (U.S. Senate, Finance Committee, Bill Mark-Up, 9/24/09)
SEN. JON TESTER (D-Mont.): If you like your coverage, youll be able to keep it, Tester said, adding that if Medicare changes, it will only become stronger. (Tester In Baker To Discuss Health Care, The Fallon County Times, 11/20/09)
SEN. TOM UDALL (D-N.Mex.): Some worried reform would alter their current coverage. It wont. If you like your current plan, you can keep it. (What I Learned: About Health Care Reform This Summer, By Your Lawmakers In Congress, Albuquerque Journal, 9/8/09)
SEN. SHELDON WHITEHOUSE (D-R.I.): ..it honors President Obamas programs and the promise of all of the Presidential candidates that if you like the plan you have, you get to keep it. You are not forced out of anything. (Sen. Whitehouse, Congressional Record, S.8668, 8/3/09)
Sen. Al Franken (D-Minn.) the 60th vote on Obamacare: "people who are happy with their current plan, wouldn't need to change it."
FRANKEN YOUTUBE SOUND BITE http://www.youtube.com/watch?v=UCZmAYYNz8Ihttp://www.youtube.com/watch?
He should just close that account, and open another account at another bank. If they go to the other account and garnish money out of there without authorization, then we know we have a monster.
Honestly, your suggestion is what I would do. If I had to even think about ObamaCare, I’d open up a small account in a small bank and only have enough money in it every month for the premiums, only so long as I’m satisfied with them.
LOL! Potlatch, your posts never fail to amaze and amuse me! You’re AWSOME!
((((HUGS))))
Thank you Kitty, I’m glad you liked it.
Thank you Yorkie, I spend a lot of time on them. So good to ‘see’ you my friend!
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