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Frustration, uncertainty keep people off health insurance sites
nbc ^ | 11/4/2013 | Maggie Fox

Posted on 11/05/2013 5:16:20 AM PST by tobyhill

About 17 percent of people who don’t have health insurance actually tried to buy some on the new marketplaces in October, a new survey published Monday indicates. And just 20 percent of those who did try managed to buy a policy, the Commonwealth Fund survey finds.

And health officials have made clear the frustrations will not be completely over for anyone, even by the end of the month. The troubled website crashed again Monday, its third complete outage in just over a week. But this time, technicians were able to get it up and running again after 90 minutes.

"We expect these occasional outages are likely to continue as a natural part of the process," Andrew Slavitt, a vice president at contractor QSSI, told reporters in a telephone briefing. "These outages are not unusual."

Teams working to repair the healthcare.gov site made "more than a dozen important fixes" to the site over the weekend, said Julie Bataille, a spokeswoman for the Centers for Medicare and Medicaid Services, which runs the exchanges.

Teams upgraded hardware and added switches to external provider Verizon Terremark's part of the complicated website package to avoid any more outages like the two that happened last week, Bataille told reporters.

(Excerpt) Read more at nbcnews.com ...


TOPICS: Extended News; News/Current Events
KEYWORDS: obamacarewebsite
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It's not the websites, it's the ruined product.
1 posted on 11/05/2013 5:16:20 AM PST by tobyhill
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To: tobyhill
1) You can only get subsidy at exchanges

2) If too few paying customers sign up at exchanges the subsidy wont matter, the insurance companies will have to charge astronomic premiums up front .

2 posted on 11/05/2013 5:21:25 AM PST by sickoflibs (To GOP : Any path to US Citizenship IS putting them ahead in line. Stop lying about your position)
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To: sickoflibs

“If too few paying customers sign up at exchanges the subsidy wont matter, the insurance companies will have to charge astronomic premiums up front .”

Apparently not. The Obama administration was concerned by companies dropping out and so guaranteed a certain profit to each company regardless of who signed up. (Your tax dollars at work.)


3 posted on 11/05/2013 5:22:46 AM PST by Gen.Blather
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To: tobyhill

It’s the lack of security. It’s like having sex with a $10 whore. If you don’t use protection, you’re gonna be sorry. That’s assuming you still have your wallet when you walk out of the alley, after...


4 posted on 11/05/2013 5:25:08 AM PST by cuban leaf
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To: sickoflibs

Obama only said if you like your insurance you can keep it

He never said the cost would stay the same


5 posted on 11/05/2013 5:25:14 AM PST by silverleaf (Age takes a toll: Please have exact change)
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To: tobyhill

For Obama, the fact that the website isn’t working is actually a blessing.

If it had been working all this time, the torches and pitchforks would be out in full force.


6 posted on 11/05/2013 5:25:41 AM PST by randita
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To: Gen.Blather
RE :”Apparently not. The Obama administration was concerned by companies dropping out and so guaranteed a certain profit to each company regardless of who signed up. (Your tax dollars at work.)

The closest I heard to that was that Obamacare will reimburse them for some limited losses, not that it hands them a profit no matter how much $$$ they lose.

If what you say was true then the exchange policies would be all cheaper than all the policies customers are getting now. They could be free even without the subsidy.

7 posted on 11/05/2013 5:28:18 AM PST by sickoflibs (To GOP : Any path to US Citizenship IS putting them ahead in line. Stop lying about your position)
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To: sickoflibs

“If what you say was true then the exchange policies would be all cheaper than all the policies customers are getting now. They could be free even without the subsidy. “

It’s something called a “risk corridor.” Perhaps somebody who understand insurance talk can put me straight? My read was that it kicked in if there weren’t enough people signing up. (?)


8 posted on 11/05/2013 5:29:52 AM PST by Gen.Blather
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To: silverleaf
Obama only said if you like your insurance you can keep it

Well, apparently, he only meant you could keep your insurance until the bill was passed.

9 posted on 11/05/2013 5:30:08 AM PST by Maceman (Just say "NO" to tyranny.)
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To: tobyhill

Still waiting for the news story that *shows* a person who has purchased a policy *-AND-* has it in their hands.


10 posted on 11/05/2013 5:34:54 AM PST by First_Salute (May God save our democratic-republican government, from a government by judiciary.)
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To: tobyhill

Here’s the arithmetic hidden in the verbage

17 % tried to buy
20% of the 17% bought (they do not know with certainty what they think they bought)

20% of 17% = 3.4 %

A measely 3.4 % of those attempting succeeded

That means that 96.6% (of the uninsured)still don’t have insurance

Disclaimer.... Having not seen the source of the numbers I actually doubt the veracity. I do not think the authors know what they claim.


11 posted on 11/05/2013 5:40:37 AM PST by bert ((K.E. N.P. N.C. +12 ..... Travon... Felony assault and battery hate crime)
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To: cuban leaf

You sound knowledgeable... :)


12 posted on 11/05/2013 5:41:47 AM PST by MrB (The difference between a Humanist and a Satanist - the latter admits whom he's working for)
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To: tobyhill

“Frustration, uncertainty, DISTRUST, FEAR, SUSPICION, LOATHING, PRUDENCE keep people off health insurance sites.”

Accuracy in Media edit.


13 posted on 11/05/2013 5:41:57 AM PST by BwanaNdege (Those who make peaceful revolution impossible will make violent revolution inevitable. J.F. Kennedy)
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To: MrB

You sound knowledgeable... :)

Yeah, but I believe in learning from the experience of others. And I read. :-)


14 posted on 11/05/2013 5:44:34 AM PST by cuban leaf
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To: cuban leaf

I always tell my kids - it’s good to learn from mistakes - OTHER PEOPLE’S mistakes.


15 posted on 11/05/2013 5:46:08 AM PST by MrB (The difference between a Humanist and a Satanist - the latter admits whom he's working for)
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To: MrB
Come January 1st when this is supposed to kick in...will be a disaster...millions more on Medicare..fewer buying insurance...many more going naked...without and just paying the penalty....but you can bet ..thousands of Democrats scrambling to change this law...
16 posted on 11/05/2013 5:52:27 AM PST by Youngman542012
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To: Youngman542012

The GOP needs to get out in front of this -

“pre-ridiculing”

those who WILL blame the GOP for the fiasco.


17 posted on 11/05/2013 5:55:21 AM PST by MrB (The difference between a Humanist and a Satanist - the latter admits whom he's working for)
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To: tobyhill

Once they can get on the website and get a look at the premiums, THEN the fun will REALLY start.


18 posted on 11/05/2013 6:30:04 AM PST by Buckeye McFrog
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To: tobyhill
Good God…can you imagine the following?

Larry Page at Google re Search: "We expect these occasional outages are likely to continue as a natural part of the process. These outages are not unusual."

Steve Jobs at Apple re AppStore and iTunes Store: "We expect these occasional outages are likely to continue as a natural part of the process. These outages are not unusual."

Jeff Bezos at Amazon re Shopping: "We expect these occasional outages are likely to continue as a natural part of the process. These outages are not unusual."

Reid Hoffman at LinkedIn re Recruitment: "We expect these occasional outages are likely to continue as a natural part of the process. These outages are not unusual."

Pierre Omidyar at eBay re Auctions: "We expect these occasional outages are likely to continue as a natural part of the process. These outages are not unusual."

Mark Zuckerberg at FaceBook re Social Media: "We expect these occasional outages are likely to continue as a natural part of the process. These outages are not unusual."

Elon Musk at PayPal re Web Payments: "We expect these occasional outages are likely to continue as a natural part of the process. These outages are not unusual."

19 posted on 11/05/2013 6:37:11 AM PST by ProtectOurFreedom
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To: tobyhill

In other words, three percent of those without insurance have obtained insurance. In most cases, they did so by joining Medicaid.


20 posted on 11/05/2013 10:40:36 AM PST by Pollster1 ("Shall not be infringed" is unambiguous.)
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