Posted on 11/03/2013 5:53:04 PM PST by Hojczyk
I had great cancer doctors and health insurance.My plan was cancelled. Now I worry how long I'll live.
Everyone now is clamoring about Affordable Care Act winners and losers. I am one of the losers.
My grievance is not political; all my energies are directed to enjoying life and staying alive, and I have no time for politics. For almost seven years I have fought and survived stage-4 gallbladder cancer, with a five-year survival rate of less than 2% after diagnosis. I am a determined fighter and extremely lucky. But this luck may have just run out: My affordable, lifesaving medical insurance policy has been canceled effective Dec. 31.
My choice is to get coverage through the government health exchange and lose access to my cancer doctors, or pay much more for insurance outside the exchange (the quotes average 40% to 50% more) for the privilege of starting over with an unfamiliar insurance company and impaired benefits.
Since March 2007 United Healthcare has paid $1.2 million to help keep me alive, and it has never once questioned any treatment or procedure recommended by my medical team. The company pays a fair price to the doctors and hospitals, on time, and is responsive to the emergency treatment requirements of late-stage cancer. Its caring people in the claims office have been readily available to talk to me and my providers.
(Excerpt) Read more at online.wsj.com ...
Fighting Cancer against All Odds
AARP The Magazine
Meg Grant
Nov. 28, 2012
http://www.aarp.org/health/conditions-treatments/info-11-2012/fighting-cancer-edie-sundby.html
A Tale From The Dark Side Of Silicon Valley PowerAgent was supposed to be the Next Big Thing on the Internet. Instead, it’s become a big lawsuit—and a lesson for would-be entrepreneurs in the perils of startups.
By Melanie Warner
April 13, 1998
CNN Money
http://money.cnn.com/magazines/fortune/fortune_archive/1998/04/13/240866/
bump
Palin was right about death panels.
The entire insurance industry is on the verge of collapse.
And this entire country is not far behind.
WELCOME TO OBAMA’S ANIMAL FARM
THE most dangerous gov’t is the one that forces laws on the basis of compassion and goodness.
This is from Ludwig von Mises Institute.
“If you like your health care plan, you can keep your health care plan… If you like your insurance plan, keep that… If you like what you’re getting keep it, no one’s forcing you to shift” Barack Hussein Obama
Fact “40 to 67 percent of customers will not be able to keep their policy.”
Fact: The White House knew in 2010 that up to 93 million workers would lose their company health plans under Obamacare.
The Democrats new solution – force doctors to accept Medicare and Medicare (socialized medicine Cuban style)
“The happy voter is the one who refuses to grasp the obvious point that government serves as a vehicle for the worst in society to play out their violent fantasies. As Hayek put it, “the unscrupulous and uninhibited are likely to be more successful” in operating the machinery of total intimidation. It is always from the throne of authority that the worst deeds are accomplished. This includes mass aggression against property as well as the truth. The productive capacity of society is decimated enough by government’s necessarily parasitical operation; the public’s concept of verity is challenged by the various ministries of agitprop that disguise their actions as beneficial rather than schemes of plunder.”
We are witnessing a full fledged implementation of the Cloward & Piven strategy using such a huge segment of our economy that the only outcome will be the complete destruction of the insurance industry and a complete government takeover of our health care system. That is a BEST CASE scenario with the ultimate C&P strategy of Fundamentally changing the USA into a country as exactly described in the Communist Manifesto.
The deliberate screw ups on the web site, OUR PRESIDENT LYING and committing FRAUD, are aimed at screwing up the Insurance market such that there will not be enough people who buy into this crap sandwich to allow those businesses to stay in business. Notice one of the largest contributors to high medical costs, lawsuits, are not addressed by CACA © (”Can’t Afford Care Act”)
Once the vast majority of Insurance Companies are pushed into bankruptcy, the Cloward & Piven moment occurs with all the brain dead, low, no information voters will demand Washington to SOMETHING and they will not give a damn what that something means.
Everything which has come out of this administration is directly targeting citizens which politicians feel are only needed to fund their ruling elite lifestyle.
How does this jibe with the common refrain by Obamacare supporters that Obamacare replaces and improves inferior healthcare policies?
Perhaps Ms. Sundby can join a federal lawsuit against Obamacare and get a preliminary injunction...
DEATH PANELS
The actual situation seems more perverse that that. The policies that I have reviewed all drop out of network coverage, which is how people used to see specialists when they were seriously ill. And they make the networks very limited. Similarly, the hospitals have negotiated exclusive contracts.
As an example of this, Anthem offers policies with the same terms and conditions in many counties in California. But unlike their previous policies, they have no out of network coverage at all, and Anthem restricts the networks by county. So for a particular policy offering, the Anthem network changes with the county you live in.
If you live in Los Angeles county, you can see the specialists at Cedars Sinai hospital. But if you live in San Bernadino you can't. Clearly Anthem has a contract with Cedars Sinai, and yet they don't provide any insurance coverage at all to a resident of nearby San Berdnadino or Riverside CA at that hospital.
I suspect the real reason for the strategy is to try to increase the profits of the insurers and maybe the hospitals by forcing patients to go to a small number of hospitals, thereby increasing the volume at those hospitals. In return for the promise of more business, the insurers asked for a wider spread on their discount price vs. the list price.
Take the time to read the comments posted by the readers on the WSJ site. Interesting stuff. I feel there will be an awakening. It will take time but it will come.
The Obamacare death panels will decide that it costs too much to keep you alive. Nothing personal.
If you like your plan you can keep it......just kidding, that just for us in DC
If you like your doctor you can keep him, ooops...lied again, thats us again.
OK, gotta go, golf then a party...good luck to you.
Colloidal silver?
I believe that it what this poster is saying.
Colloidal silver (quality is key) and probiotics… I would add Vitamin D and C, B mega’s. But that’s just me, I am not a doctor.
May you fulfill your own prophecy, Kathleen, especially the latter.
That's a puzzling comment. Did you mean that seriously, or did you just forget your sarcasm tag?
It’s a play on “Sideshow” Carney’s callous statement about the “small number of people losing their insurance. It’s only 5%.” ie 15 million people.
With hospital choices limited by the exchanges, what about emergency care? If you have life threatening major trauma will you be turned away from the area trauma center because they do not participate in your plan? What about high risk births will your plan only allow you a choice of hospitals without a high level NICU. How about burn patients where the nearest burn unit might be in anther state?
Some will have to die. That’s just the way it is. They should accept it and stop bitching. /s
Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.