Posted on 10/28/2013 11:43:01 PM PDT by Lmo56
The FR Mods WON'T let me post a link to a web site that has a thread concerning this - but its name rhymes with DU.
I have been trolling the site recently to see their reactions to the recent ACA debacle - as you can guess, their are ALL ecstatic over it, EXCEPT for one current post. They are REALLY upset about the MANDATORY use of credit in order to be verified by the ACA. You may want to read it, it MIGHT concern you too ...
The real shame..., the Republicans played along.
Our interests were sold out.
Even now Issa is poised to cause a big amnesty stink drawing focus off Obama. Obama couldn’t be luckier...
Every time we’re about to hit pay-dirt, the GOPe picks up a shovel and starts hitting itself in the fact with it.
” think I read an FAQ on that because I was trying to find out about coverage out of state. Ex-Pats are exempt because they are considered out of network.”
In 1989 we went to the US for the summer to visit family and friends. We were out of the airport just a few hours when our oldest daughter fell off a swing set and broke her arm. I can actually see having problems at that point with some *&^%$#@ hospital flunky at the admission desk telling us “Well you are back now and you should have signed up”
Granted that is a rare problem but happened to my family.
Having come from a railroading family (Southern Pacific) I’m still laughing about this!
Not to sorry. They've made arrangements to send a doctor to your country of residence. After all, money is no object now.
We quit using credit 4 years ago. I tried to log in my SS account and it will not let me. They told me it was Equifax. I waited for an hour on the phone and the bonehead who finally took my call said she didn’t know what to do about it.
I was pissed.
Yes, this is RACIST because it is even harder for poor and black people to have credit cards than it is to have ID cards. More of obama's war on poor and black people!
That's funny. Sleepless nights? Who are you trying to convince?
if you need credit, you need ID = raciss...
I didn’t get a credit card until I was twenty-five.
My step kids are 26 and 23 and they don’t have credit cards.
I really didn’t need one until I started traveling and found out you couldn’t get a motel room for cash.
They may loose a lot of these young healthy people over this credit card thing.
obama will just offer up a dictate and change it.
“But it’s still sad, because they’re also a human being.”
Real human beings don’t suck money out of other people to pay for their health care and Obamaphones.
I have no sympathy for these vampires. Let them choke on the crap sandwich 0bama, Pelosi, and Reid gave them!
100 thumbs up
“obama will just offer up a dictate and change it.”
Precisely.
One year she went to visit relatives in her village....and had to dig up the pig sty to find the money for her return ticket.
Obamacare Navigator Confuses Floridians About New Law's Nonexistent Credit-Check Requirements
http://reason.com/blog/2013/10/15/obamacare-navigator-confuses-floridians
From what I understand however, is that one of the several sources that the website(s) both Healthcare.gov and the and various state exchanges use to confirm “identity” is Experian, the major credit reporting and scoring company. So you just have to “trust” them to only confirm your identity with this information and not look at your credit history or credit score. / sarcasm. Of course one could also presume that anyone without any established credit of any kind, wouldn’t be found in Experian’s database and therefore their identity would not be confirmed and therefore they couldn’t apply for coverage.
But then there is also this:
“A new study suggests that American insurers may start prohibiting premium payments via debit or credit card, a move that will put Americans without bank accounts in a major bind.”
http://management.fortune.cnn.com/tag/patient-protection-and-affordable-care-act/
FWIW, my employer mandates direct deposit under a condition of employment clause. Just about all of our employees already have a bank account and love direct deposit (it is cheaper for us, means we don’t have to void, put a stop payment on lost checks or escheat un-cashed checks and ee’s get their full pay funds on midnight of the pay date) but every once and a while we have an applicant who does not have a bank account. Sometimes this is because they have written bad checks in the past or had their previous account closed due to repeated overdrafts or in some cases, they, perhaps due to no real fault of their own, have very bad credit or went through a bankruptcy or a bad divorce and if they try to open a new bank account, they are refused. We take these on a case by case basis and so far we been able to assist them with opening an account without having to resort to paying them via pay card.
But I previously worked for a company with a lot of part time and college age or older retirees and transient workers, (these were mostly hotel parking garage attendants and bellhops and maids and the like) and transient meaning they either didn’t work for us very long or recent, and yes they were legal “immigrants” and many of them didn’t have or couldn’t open bank accounts. I was surprised in fact on how many people didn’t have and or didn’t want to open bank accounts. As we had hundreds of locations from coast to coast, we had to FedEx the live checks to each individual location to be there on the pay date and the location manager had to physically hand out the live checks and have the employee sign for them and then return to my corporate office any unclaimed checks after a week at which point I’d mail them to the last known address and if the check came back or wasn’t cashed within six months, I’d void and put a stop payment on the check and hold for escheatment if not contacted by the employee. What a PITA and very expensive in terms of cost and administrative time. When I left that company, one of the last projects I was working on was setting up a pay card system for paying those who were “unbanked”. But according to the Forbes article I posted above, many insurers are moving to ACH payment via bank account which would exclude those without “real” bank accounts and paid via pay cards.
But I digress…
The main point is that anyone who thinks that Healthcare.gov isn’t poking into your credit record and credit score along with a scores of other very personal and private information and sharing and storing that information across many government agencies for later “use” unrelated to health insurance, probably also thinks the NSA is only snooping on the electronic communications of known foreign terrorists or that the IRS would never have a political agenda. Riiight!
As I recall the Obamacare web site uses Experian to validate your identity, and Experian can't do much if you don't have a credit history.
Not all the information Experian has is correct, either. I've registered on other web sites in the past that used the same validation setup and some of the questions asked didn't pertain to me. Finally realized that Experian was asking me questions based on my daughter's credit history. We have the same initials and Experian got confused. Ridiculous.
THAT leaves out my youngest son 34, he is all cash. Only has a saving’s account so he can direct deposit his pay check, instead of paying a fee to cash it.
Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.