I didnt get a credit card until I was twenty-five.
My step kids are 26 and 23 and they dont have credit cards.
I really didnt need one until I started traveling and found out you couldnt get a motel room for cash.
They may loose a lot of these young healthy people over this credit card thing.
obama will just offer up a dictate and change it.
One year she went to visit relatives in her village....and had to dig up the pig sty to find the money for her return ticket.