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HealthCare.gov pricing feature can be off the mark
CBS News ^ | October 23, 2013 | by Jan Crawford

Posted on 10/23/2013 9:29:36 AM PDT by Oldeconomybuyer

CBS News has uncovered a serious pricing problem with HealthCare.gov. It stems from the Obama administration's efforts to improve its health care website. A new online feature can dramatically underestimate the cost of insurance.

The administration announced it would provide a new "shop and browse" feature Sunday, but it's not giving consumers the real picture. In some cases, people could end up paying double of what they see on the website.

Industry executives CBS News spoke with could not believe the government is providing these estimates, which they said were useless and could easily mislead consumers. They also said that the website repeatedly states the actual prices could be lower, but it makes no mention that they could be higher.

(Excerpt) Read more at cbsnews.com ...


TOPICS: Constitution/Conservatism; Government; News/Current Events; Politics/Elections
KEYWORDS: 0carenightmare; failure; obamacare; obamacareillegal; obamacarepremiums; rinocare; socialis
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Forward Comrades!!
1 posted on 10/23/2013 9:29:36 AM PDT by Oldeconomybuyer
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To: Oldeconomybuyer

It is my understanding that people are getting “quotes” at this time, and are not expected to begin “paying” until Dec 15th.

What guarantee do they have that the price will be the same ?


2 posted on 10/23/2013 9:34:01 AM PDT by Zeneta
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To: Zeneta

I cant even find the shop and browse. All I can find is the Kaiser link


3 posted on 10/23/2013 9:37:16 AM PDT by RummyChick
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To: Oldeconomybuyer

Uh...See BS, that’s what is called “bait and switch” advertising and it’s treated as fraud everywhere except when the government and lying politicians do it.


4 posted on 10/23/2013 9:38:56 AM PDT by txrefugee
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To: RummyChick

Understating the premiums is classic “bait & switch’, and any American retailer would be prosecuted for same.

Obama is doing nothing different than bait & switch.


5 posted on 10/23/2013 9:39:04 AM PDT by ridesthemiles
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To: Oldeconomybuyer

Good. Get the public really annoyed over all this. Then maybe they’ll get their heads out of their digestive tract exit aperture and realize what a colossal mistake they made in 2008 and 2012.


6 posted on 10/23/2013 9:39:06 AM PDT by I want the USA back (Media: completely irresponsible traitors. Complicit in the destruction of our country.)
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To: Oldeconomybuyer

7 posted on 10/23/2013 9:40:29 AM PDT by TexasCajun (Creepy-Ass Cracka -- Don't Call Me Cracker)
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To: Oldeconomybuyer

Shop and Browse, Bait and Switch - what’s the difference!


8 posted on 10/23/2013 9:40:51 AM PDT by Jack of all Trades (Hold your face to the light, even though for the moment you do not see.)
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To: Oldeconomybuyer

this is HILARIOUS!

the Keystone Jerks at Organzing for Chaos are in FINE FORM!!


9 posted on 10/23/2013 9:42:12 AM PDT by MeshugeMikey ( Un-Documented Journalist / Block Captain..Tyranny Response Team)
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To: Jack of all Trades

http://icantenroll.com/

its ON!


10 posted on 10/23/2013 9:43:01 AM PDT by MeshugeMikey ( Un-Documented Journalist / Block Captain..Tyranny Response Team)
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To: Oldeconomybuyer

“off the mark”


11 posted on 10/23/2013 9:43:53 AM PDT by Jeff Chandler (Shut up he explained.)
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To: Oldeconomybuyer

https://data.healthcare.gov/dataset/Navigators/qyne-xyvd


12 posted on 10/23/2013 9:47:41 AM PDT by Uncle Miltie ("So the minimum plan for obamacare is 100 bucks a month I like you Obama but nigga I'm broke")
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To: Oldeconomybuyer

off the mark = fraud


13 posted on 10/23/2013 9:50:44 AM PDT by rod1 (CTLY)
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To: Oldeconomybuyer; sickoflibs; thouworm; GOPJ; Grampa Dave; ken5050
Tout one price---charge another? That's an old scam called "Bait and switch."

AN OBAMACARE CUSTOMER VENTS "The monthly healthcare rate before Obamacare was $88. With Obamacare it is $277----more than three times as much as ----an increase of $2,268 per year. I have not been able to translate an increase of $2,268 into a promised reduction of $2,400....not with a swing of $4,668 per year." (Excerpt) dispatch.com ...

BAIT AND SWITCH LAWS---WIKI EXCERPT--Bait-and-switch is a form of fraud commonly used in retail sales but also employed in other contexts......even in politics.

First, customers are "baited" by sellers advertising products or services at a low price, but when customers visit the store, they discover that the advertised goods are not available, or the customers are pressured by sales people to consider similar, but higher priced items ("switching").

The intent of the bait-and-switch tactic is to encourage purchases of substituted goods, making consumers satisfied with the available stock offered, as an alternative to a disappointment or inconvenience of acquiring no goods (or bait) at all, and reckoning on a seemingly partial recovery of sunk costs expended trying to obtain the bait. It suggests that the seller will not show the original product or service advertised but instead will demonstrate a more expensive product or a similar product with a higher margin.

In the United States, courts have held that the purveyor using a bait-and-switch operation may be subject to a lawsuit by customers for false advertising, and can be sued for trademark infringement by competing manufacturers, retailers, and others who profit from the sale of the product used as bait. However, no cause of action will exist if the purveyor is capable of actually selling the goods advertised, but aggressively pushes a competing product.

Likewise, advertising a sale while intending to stock a limited amount of, and thereby sell out, a loss-leading item advertised is legal in the United States. The purveyor can escape liability if they make clear in their advertisements that quantities of items for which a sale is offered are limited, or by offering a rain check on sold-out items.

===================================================

BAIT AND SWITCH IN POLITICS In lawmaking, "caption bills" that propose minor changes in law with simplistic titles (the bait) are introduced to the legislature with the ultimate objective of substantially changing the wording (the switch) at a later date in order to try to smooth the passage of a controversial or major amendment.

Rule changes are also proposed (the bait) to meet legal requirements for public notice and mandated public hearings, then different rules are proposed at a final meeting (the switch), thus bypassing the objective of public notice and public discussion on the actual rules voted upon.

While legal, the political objective is to get legislation or rules passed without expected negative community review

14 posted on 10/23/2013 9:55:38 AM PDT by Liz (drum roll, please))
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To: txrefugee
Uh...See BS, that’s what is called “bait and switch” advertising and it’s treated as fraud everywhere except when the government and lying politicians do it.

Exactly what I was going to post.

Thing is, there is no "opting out" or "cancelling" this contract once you sign up. Once you are in, you are in forever. Folks are going to be "tricked" into giving up their current policies for the guvmnt "deal" only to learn they screwed up and now can't get the policy they used to have.

It is actually criminal regardless of the intent. It's either fraud or negligence. Incompetence as a defense doesn't cut it unless, as you say, its government incompetence.

15 posted on 10/23/2013 9:56:06 AM PDT by Tenacious 1 (Waiting for next tagline.)
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To: rod1

We spent 600 million because 7 million illegals need us to subsidize their health care.

Here is the fix.

Iwanthealthcare.com

Answer a bunch of questions about what you want and the top four plans and prices come up.

However, first thing is you put in your social security number. If it doesn’t come up, an hour later immigration shows up and takes you and your family to the bus depot for the ride back across the border.

Total cost to build? 500 bucks and dinner for two at Peter Luger.


16 posted on 10/23/2013 9:58:54 AM PDT by EQAndyBuzz ("Senator Cruz basically made the Democrats fight for a whole bunch of things that they already had.")
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To: Oldeconomybuyer

17 posted on 10/23/2013 10:16:39 AM PDT by SoFloFreeper
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To: Oldeconomybuyer

18 posted on 10/23/2013 10:26:19 AM PDT by SoFloFreeper
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To: Oldeconomybuyer

CBS News has uncovered a serious pricing problem with HealthCare.gov.
And it only took them three years to find it you go CBS.
Incompetency is the norm in the media.


19 posted on 10/23/2013 10:49:03 AM PDT by Vaduz
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To: Vaduz

this should be huge news!


20 posted on 10/23/2013 11:09:28 AM PDT by Halls (Jesus is my Lord and Savior)
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