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Timothy Geithner: My Plan for Bad Bank Assets - The private sector will set prices.
The Wall Street Journal ^ | MARCH 23, 2009 | TIMOTHY GEITHNER

Posted on 03/22/2009 10:43:00 PM PDT by Ernest_at_the_Beach

The private sector will set prices. Taxpayers will share in any upside.

The American economy and much of the world now face extraordinary challenges, and confronting these challenges will continue to require extraordinary actions.

No crisis like this has a simple or single cause, but as a nation we borrowed too much and let our financial system take on irresponsible levels of risk. Those decisions have caused enormous suffering, and much of the damage has fallen on ordinary Americans and small-business owners who were careful and responsible. This is fundamentally unfair, and Americans are justifiably angry and frustrated.

The depth of public anger and the gravity of this crisis require that every policy we take be held to the most serious test: whether it gets our financial system back to the business of providing credit to working families and viable businesses, and helps prevent future crises.

(Excerpt) Read more at online.wsj.com ...


TOPICS: Business/Economy; Extended News; Government; News/Current Events
KEYWORDS: agenda; bailout; bho44; geithner; lies; ppif; scam; talf; theft; toxicassets
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1 posted on 03/22/2009 10:43:01 PM PDT by Ernest_at_the_Beach
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“The private sector will set prices.”

Why do we need taxpayer’s to pay for this?


2 posted on 03/22/2009 10:48:16 PM PDT by D-fendr (Deus non alligatur sacramentis sed nos alligamur.)
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To: NormsRevenge; Southack
Highlighting this...

In working with Congress to put in place strong conditions to prevent misuse of taxpayer assistance, we need to be very careful not to discourage those investments the economy needs to recover from recession.

3 posted on 03/22/2009 10:48:25 PM PDT by Ernest_at_the_Beach (What happened to my IRAs)
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To: Ernest_at_the_Beach

The more he speaks the less the market likes it.


4 posted on 03/22/2009 10:49:14 PM PDT by Orange1998
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To: D-fendr
We are the lender of last resort....

I think that is the way that is said,.

5 posted on 03/22/2009 10:50:13 PM PDT by Ernest_at_the_Beach (What happened to my IRAs)
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To: Orange1998
Well,...the words look pretty good....now the lenders will be checking the details and whether there are strings....

VERY CAREFULLY.....

6 posted on 03/22/2009 10:52:10 PM PDT by Ernest_at_the_Beach (What happened to my IRAs)
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To: Ernest_at_the_Beach

The stock market is going to tank tomorrow. This is more fatuous nothingness from Tax Cheat Geithner. He looks and sounds like a weasel.


7 posted on 03/22/2009 10:55:50 PM PDT by hsalaw
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To: hsalaw
Actually, I think the markets will rise tommorrow, if only for a short period
8 posted on 03/22/2009 11:00:34 PM PDT by lakertaker (Libertarian Party since 1998)
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To: Ernest_at_the_Beach
Are you talking about the bailout recipients being more careful about the strings???

You said "the lenders" and that din't sound right to me. Am I the one that's confused???

9 posted on 03/22/2009 11:01:06 PM PDT by SierraWasp (Galloping suffocating American Socialism smells like BO!!!)
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To: Ernest_at_the_Beach

Uh-huh. Another way to say it is that the only way to sell these assets at the price the holders want for them is at gunpoint.


10 posted on 03/22/2009 11:02:00 PM PDT by Fabozz
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To: Ernest_at_the_Beach

OK, here’s the “plan” summarized into two lines:

The Treasury is going to be a margin lender for hedge funds, who will price the assets they buy.

The HF and the Treasury will share in the losses if the asset doesn’t perform or it was overpriced to begin with.


11 posted on 03/22/2009 11:05:39 PM PDT by NVDave
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To: Ernest_at_the_Beach

When we weren’t rebuilding it, we bailed out the rest of the economic world. Now the USG wants the US taxpayer to bail out and rebuild the last and biggest chunk.


12 posted on 03/22/2009 11:08:15 PM PDT by BradyLS (DO NOT FEED THE BEARS!)
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To: Ernest_at_the_Beach

“Our new Public-Private Investment Program will set up funds to provide a market for the legacy loans and securities that currently burden the financial system.”

This isn’t really the “big announcement” is it??? It’s from the Onion, right??? The one that stunk so bad they decided not to publish it?

Public-Private Investment? Is that something like a Liberal-Conservative Think Tank??? Who believes the “Private” will want anything to do with the “Public” in this cloisterpuck? Show of hands - who went to a B-School in any college or has run a popsickle stand and wants to be in business with Bawney Fwank and Chris Doddering Fool????

This is what world banks and overseas markets will wake up to??? Buckle your seatbelts...we are in for a bumpy ride...


13 posted on 03/22/2009 11:11:29 PM PDT by jessduntno ( www.SenateConservatives.com)
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To: SierraWasp

Geithner said he needed help from the private sector...so I assume that would be the lenders...= the buyers of the distressed assets...


14 posted on 03/22/2009 11:14:25 PM PDT by Ernest_at_the_Beach (What happened to my IRAs)
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To: lakertaker

Robert Howe, who heads Hong Kong investment firm Geomatrix, said that markets were upbeat on the general outline of the plan and its potential to remove the overhang on the financial sector, but cautioned there was little confidence in how long-lasting the advance would prove.

“We don’t know if it’s a bear-market bounce,” Howe said.
Others market watchers said attention would shift to the details of the rescue plan, such as the mechanisms by which toxic assets would be removed from bank’s balance sheets, how much it would cost, and who would pay for it.”

http://www.marketwatch.com/news/story/asian-banks-lead-gains-ahead/story.aspx?guid=60556D24-2BB6-4838-9CD1-2FB0D25B6C70&dist=SecMostRead


15 posted on 03/22/2009 11:18:06 PM PDT by jessduntno ( www.SenateConservatives.com)
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To: SierraWasp
Now i am getting confused....we have so many parties in here we will soon see...lender of the first part...borrower of the second part...etc...
16 posted on 03/22/2009 11:18:11 PM PDT by Ernest_at_the_Beach (What happened to my IRAs)
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To: Ernest_at_the_Beach

Doesn’t this paragraph:

“This requires those in the private sector to remember that government assistance is a privilege, not a right. When financial institutions come to us for direct financial assistance, our government has a responsibility to ensure these funds are deployed to expand the flow of credit to the economy, not to enrich executives or shareholders. These provisions need to be designed and applied in a way that does not deter the participation by the private sector in generally available programs to stabilize the housing markets, jump-start the credit markets, and rid banks of legacy assets.”

Pretty much make sure that this happens:

“While this crisis was caused by banks taking too much risk, the danger now is that they will take too little. In working with Congress to put in place strong conditions to prevent misuse of taxpayer assistance, we need to be very careful not to discourage those investments the economy needs to recover from recession. The rule of law gives responsible entrepreneurs and investors the confidence to invest and create jobs in our nation. Our nation’s commitment to pursue economic policies that promote confidence and stability dates back to the very first secretary of the Treasury, Alexander Hamilton, who first made it clear that when our government gives its word we mean it.”

I mean, correct me if I’m wrong, but isn’t this the shell game with the guy telling you there might or might not be a pea? They haven’t followed through on anything and have only confounded the private sector from not doing the original TARP plan to trying to push through Bills of Attainder to private citizens...


17 posted on 03/22/2009 11:27:42 PM PDT by jessduntno ( www.SenateConservatives.com)
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To: D-fendr
"Why do we need taxpayer’s to pay for this?"

Everybody else is broke.

18 posted on 03/22/2009 11:28:46 PM PDT by spunkets
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To: spunkets

Ok.

But still isn’t it an error to say “the private sector will set prices” when the government has the heavy hand in the risk equation?


19 posted on 03/22/2009 11:31:39 PM PDT by D-fendr (Deus non alligatur sacramentis sed nos alligamur.)
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To: NVDave
Asian indexes like it so far.

yitbos

20 posted on 03/22/2009 11:45:39 PM PDT by bruinbirdman ("Those who control language control minds.")
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