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California home prices dive 38%
AP ^ | 19 Dec 2008 | AP

Posted on 12/19/2008 9:32:16 AM PST by BGHater

Edited on 12/19/2008 9:35:08 AM PST by Admin Moderator. [history]

The median price drops to $258,000 in November from $414,000 a year earlier as foreclosures prop up sales but erode prices.

The median home price in California dived 38% in November from a year earlier as foreclosures propped up sales but eroded prices, a real estate tracking firm said Thursday.


(Excerpt) Read more at latimes.com ...


TOPICS: Business/Economy; US: California
KEYWORDS: california; economy; home
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1 posted on 12/19/2008 9:32:16 AM PST by BGHater
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To: BGHater

The market in action. Now middle class Californians may actually be able to afford a home.


2 posted on 12/19/2008 9:34:22 AM PST by Opinionated Blowhard
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To: Opinionated Blowhard

‘Zactly.


3 posted on 12/19/2008 9:55:32 AM PST by Eagles6 ( Typical White Guy: Christian, Constitutionalist, Heterosexual, Redneck)
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To: BGHater

In other news today, it has been discovered that water is wet.

Bubbles have to burst eventually. They can’t keep expanding forever.


4 posted on 12/19/2008 9:57:44 AM PST by webstersII
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To: Opinionated Blowhard

Wonder what effect they will adjust property taxes?


5 posted on 12/19/2008 10:07:54 AM PST by mmanager (It is time to prune the tree.)
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To: Opinionated Blowhard

I went to an open house across the street from my house and was chatting with the agent. She said that the banks are going to send out a whole bunch of default/foreclosure notices after the holidays, which will put a whole bunch more property onto the market and further erode prices.


6 posted on 12/19/2008 10:10:47 AM PST by Bubba Ho-Tep ("More weight!"--Giles Corey)
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To: Opinionated Blowhard

yeah but who wants to live in california anymore?


7 posted on 12/19/2008 10:18:12 AM PST by ari-freedom (Conservatives solve problems. Libertarians ignore problems. Liberals create problems.)
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To: BGHater

This is just the tip of the iceberg. The Northeast is next in line. New York City prices have a long way to fall.


8 posted on 12/19/2008 10:32:12 AM PST by Zhang Fei
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To: BGHater

Hindsight is always 20/20. We should’ve sold at what we now know were peak prices. sigh. We’re stuck...upside down. We. Want. Out. Of. California.


9 posted on 12/19/2008 10:35:39 AM PST by mrs tiggywinkle
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To: mmanager

adjust property taxes?! surely you jest. ;o)


10 posted on 12/19/2008 10:36:29 AM PST by mrs tiggywinkle
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To: mmanager

None. Prop 13 in action.
Your property taxes are set at the value of the time of sale and stay there forever. The exception being structural improvements you make to the property that may increase the valuee. The gvt finds that out because you need a permit to do almost anything to your proprty...decks, outbuildings, patio’s, drainage, etc.


11 posted on 12/19/2008 10:38:06 AM PST by Ribeye (Protective head wear courtesy of Reynolds Aluminum Products- Extracranial RF Suppression Division)
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To: Opinionated Blowhard

The lesson here is never take out a second mortgage for a boob job.....


12 posted on 12/19/2008 10:38:29 AM PST by Badeye (There are no 'great moments' in Moderate Political History. Only losses.)
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To: Ribeye; mmanager
Not true at all....hell, here in Riverside County the assessor mailed EVERYONE a notice, even if not requested, stating that reassessments would be done if in order.

In my case, it's not in order because I paid less than 100K in 1987, and although I maybe could have fetched 500K four years ago, it's now probably saleable for less than 3....so a long way to go.

13 posted on 12/19/2008 10:42:34 AM PST by ErnBatavia ("Zero"..STILL using that stupid "Office of The President Elect" podium....)
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To: Badeye

or a sex change


14 posted on 12/19/2008 10:44:51 AM PST by MrB (The 0bamanation: Marxism, Infanticide, Appeasement, Depression, Thuggery, and Censorship)
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To: Ribeye

yep.


15 posted on 12/19/2008 10:49:32 AM PST by mrs tiggywinkle
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To: Zhang Fei

There is almost no more place to build in NYC. This constrains supplies, which helps keep home prices high.


16 posted on 12/19/2008 11:17:16 AM PST by winner3000
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To: Ribeye; mmanager
Your statement “Your property taxes are set at the value of the time of sale and stay there forever.” cannot be further from the truth. The structural improvement comments are accurate. Although I believe everytime a permit is pulled you can be reassessed by the state. Thus, you may have to pay for your own assessment and fight the state on the assessed value.

Prop 13 allows a 1% increase per annum of your property tax if the current assessed value of your home is greater than the purchase price. Furthermore, they have back-doored about 20 additional FEES onto a California property owners tax bill since Proposition 13 passed.

Now, the falling prices of homes will allow one to submit an application for reduction of your property tax.

Also, when the last big earthquake hit and depressed homes prices as a result, I filed and received an assessment revaluation without having to actually have the property assessed by a professional. Most homeowners were able to take advantage of that to get their property taxes reduced. I’m not sure if something special was coded into law to allow this or is this was part of Prop. 13 to begin with.

In conclusion, my property tax has moved all over the place and presently stands at over 3.5k a year. I bought my home originally for 220k. Thus, if the tax stayed fixed to 1% of your purchase price, I'd be paying 2.2k a year and not 3.5k.

17 posted on 12/19/2008 11:19:02 AM PST by Diplomat
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To: BGHater

This should restart the market in Kali.


18 posted on 12/19/2008 11:19:57 AM PST by TexanToTheCore
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To: Opinionated Blowhard

They probably were 50% overvalued before the drop.


19 posted on 12/19/2008 11:22:02 AM PST by TruthWillWin
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To: BGHater
California home prices dive 38%

That's a good start...

A free market is great, but not when addressing a basic life necessity: shelter.
Prices have been artificially high since "flipping" became the lazy man's get-rich-quick alternative to work.

20 posted on 12/19/2008 11:25:58 AM PST by Publius6961 (Change is not a plan; Hope is not a strategy.)
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