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'WE'VE LOST EVERYTHING' - RUINED RETIREE'S TALE
NY POST ^ | 12/16/2008 | By BETTE GREENFIELD

Posted on 12/16/2008 7:17:43 AM PST by Red Badger

A lifelong New Jersey resident, Bette Greenfield (left) retired in March and moved to Florida in July.

I'm not from a wealthy family living on a big estate in Palm Beach or in an Upper East Side apartment. I'm 71. I've worked hard and lived a quiet life - and have just lost my retire ment savings in the blink of an eye, thanks to Bernie Madoff.

When my brother told me the news, I said, "I guess I'm going to have to live in a refrigerator box now."

I made jokes because it was the only thing I could do to not burst into tears.

How did this happen?

My father, a CPA, was smart and an extremely knowledgeable financial ad viser. As he aged, he wanted to have something where he could put his savings and live off the interest.

He was told by one of his wealthy Palm Beach friends that Bernie Madoff was a miracle worker with invest ments, and that he could pull strings to get Dad into a trust fund with Madoff Securities.

It was less than $400,000 - not a large amount by Madoff standards - but his friend helped him get into a fund. Dad was sure that he had made a wise investment and that he and his wife could be comfortable for the rest of their lives.

For 10 years, he did live off the interest and totally believed in the way the money was increasing.

Dad told me, "Bernie Madoff is brilliant. When I pass away, keep the money with him, and you and your brothers will always have something to fall back on."

(Excerpt) Read more at nypost.com ...


TOPICS: Business/Economy; Crime/Corruption; Culture/Society; US: New York
KEYWORDS: clowardpiven; gramsci; madoff
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To: Chewbacca

ammo is up 200%


61 posted on 12/16/2008 7:58:06 AM PST by mylife (The Roar Of The Masses Could Be Farts)
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To: marktwain
It was her father that made the investment

That doesn't really make it clear who's money it was, it just says who invested it. Her father could have directed her money.

Not really important anyway as some one lost the 400K

62 posted on 12/16/2008 7:58:24 AM PST by Las Vegas Ron (The tree of liberty is getting mighty dry)
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To: Las Vegas Ron
The article said she had $400,000 invested

It was her father's money. She said she has her own IRA.
63 posted on 12/16/2008 7:59:11 AM PST by Thrownatbirth (.....Iraq Invasion fan since '91.)
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To: Red Badger
Bernie Madoff was a miracle worker with investments...

Hmmmm...

That would be a clue that something unusual is afoot.

64 posted on 12/16/2008 7:59:46 AM PST by js1138
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To: mylife

> Ya know what cracks me up? The financial Gurus at Lehman and Bear Sterns, AIG et all can drive a company bankrupt with crappy investments, but Joe sixpack and Suzy lunchpail are supposed to be wiser than that.

POST OF THE DAY!

And what really makes me angry is guess who’s going to get bailed out by the gummint? Not Joe sixpack or Suzy lunchpail: it will be the “experts” at Lehman and Bear Sterns WHO OUGHT TO HAVE KNOWN BETTER and who actually WERE driven by Greed.

That is just plain wrong.


65 posted on 12/16/2008 8:00:19 AM PST by DieHard the Hunter (Is mise an ceann-cinnidh. Cha ghéill mi do dhuine. Fàg am bealach.)
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To: mylife

Nobody is going to prosecute the fleeced. They have already paid the price..........


66 posted on 12/16/2008 8:01:41 AM PST by Red Badger (Never has a man risen so far, so fast and is expected to do so much, for so many, with so little...)
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To: mylife; Red Badger

There also used to be something called “Snake Oil Salesmen”

They traveled town to town, till they got discovered, then they were tarred and feathered and run out of town on a rail.

Guess they all moved to Wall Street.


67 posted on 12/16/2008 8:02:16 AM PST by djf (...heard about a couple livin in the USA, he said they traded in their baby for a Chevrolet...)
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To: DieHard the Hunter

What we are experiencing is that there is risk for us, but not for wall street.


68 posted on 12/16/2008 8:03:07 AM PST by mylife (The Roar Of The Masses Could Be Farts)
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To: DieHard the Hunter; mylife
That is just plain wrong.

As is bailing out the Big guys. Neither should be.............

69 posted on 12/16/2008 8:03:31 AM PST by Red Badger (Never has a man risen so far, so fast and is expected to do so much, for so many, with so little...)
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To: SonOfDarkSkies

Madoff was an extremely good con man, who has caused great damage to people’s trust in the market. People who commit such a crime should be shot.


70 posted on 12/16/2008 8:04:00 AM PST by dfwgator (I hate Illinois Marxists)
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To: Red Badger

I meant that they are getting salt rubbed in the wound here


71 posted on 12/16/2008 8:04:21 AM PST by mylife (The Roar Of The Masses Could Be Farts)
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To: Red Badger; mylife
There is, or was, or used to be, a thing called “due diligence” .......

Exactly!

Now, if the terminology is to convoluted, or the information is to sketchy commonsense should tell you, "don't put all your eggs in one basket". People buy mutual funds because they don't want to play the mkt, or don't feel they can analyze companies well enough to make good choices. However, if they have any sense they also put money in money mkts, C/D's, and bond funds.

This woman is seeing 16% returns on 400K. She wanted the $64,000 a year rather than $16,000 from a 4% return. She was dumb and deserves to be used as an example of why you need to be smart with your money.

72 posted on 12/16/2008 8:04:48 AM PST by wmfights (If you want change support Senateconservatives.com)
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To: Red Badger

I agree.


73 posted on 12/16/2008 8:05:10 AM PST by mylife (The Roar Of The Masses Could Be Farts)
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To: Thrownatbirth
It was her father's money

Ah, got it...thanks

74 posted on 12/16/2008 8:05:39 AM PST by Las Vegas Ron (The tree of liberty is getting mighty dry)
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To: Tijeras_Slim
I heard Madoff’s returns were in the neighborhood of 2% a month. So let’s say $375,000 invested returns $7500 a month for 10 years. That’s nearly a million of other investor’s money they got.

Two percent per month? Did these people even stop to think what kind(s) of legal investments can generate that kind of return, year after year, for ten years? Or were they just so blinded by greed that they didn't care?

FWIW greed isn't necessarly a bad thing. Greed that pushes you into illegal acts - or even turning a blind eye to them - is the real problem.

75 posted on 12/16/2008 8:06:16 AM PST by gieriscm (07 FFL / 02 SOT - www.extremefirepower.com)
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To: mylife
Ya know what cracks me up? The financial Gurus at Lehman and Bear Sterns, AIG et all can drive a company bankrupt with crappy investments, but Joe sixpack and Suzy lunchpail are supposed to be wiser than that.

Indeed, we have two FED chairman backed by legions of PhD economists who drove a country bankrupt with this nonsense, but Joe and Suzy are supposed to know better.

I don't know why folks want to punish the victims rather than the professional con men that perpetrated these scams.

76 posted on 12/16/2008 8:06:53 AM PST by AndyJackson
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To: CodeJockey

Yor’re absolutely right- I got out in Jan. 08- went to a fixed account.


77 posted on 12/16/2008 8:07:12 AM PST by midnightson (Mama-the ultimate prognosticator- said there'd be days like this.)
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To: Red Badger
........extremely knowledgeable financial adviser.

?????

78 posted on 12/16/2008 8:07:32 AM PST by nufsed
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To: wmfights

Had the Gubmint not bailed out AIG the bottom would have fallen out of the bond market too.

This is a huge mess. and all the bad actors are getting rewarded.


79 posted on 12/16/2008 8:08:16 AM PST by mylife (The Roar Of The Masses Could Be Farts)
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To: djf
Guess they all moved to Wall Street.

We still have quite a few in Florida, preying on the elderly retirees. Quite common down here. The only difference is this guy was going for all the big investors, in huge chunks. The small time swindlers here usually stay under a million.........

80 posted on 12/16/2008 8:08:55 AM PST by Red Badger (Never has a man risen so far, so fast and is expected to do so much, for so many, with so little...)
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