But at least I'm a conservative idiot who walks the talk.
I have a friend whose family of 8 lived in a tent for years. After work every day he and the kids went to work building their new home. It took years that way, but they came out of the experience with a debt-free home, with six kids who could tackle most any part of home construction, and a family that was more close than 99% of the nation.
His wife came from a wealthy family, but they determined to do things on their own.
Me too . . . mortgage paid up and my Jeep has 125,000+ miles on it.
******No, I’m the idiot who paid off his mortgage early by busting my ass and driving cars with hundreds of thousands of miles on them which I keep running by working on them in my garage. I’m also the idiot who has no credit card debt or who’s kids have no student loan debt. Why? Because I pay as I go.******
Same here for the last 19 years. I wonder if I could get a government refund for all the payments I do not have to make.
Same here...
My house is just about paid for because I have paid double and sometimes triple the mortage for the last few years..
For the past 10 years I have paid cash for my vehicles...and everything else...
I havent had a credit card for about 20 years...
If I couldnt afford it I didnt need it...
I practicly own my house, I own every stick of furniture, clothes etc in it..etc
Sorry I cannot tell you why...
We are almost paid off...did the same as you. Husband worked on our cars that had so many miles on them it was unbelievable. STILL own a 72 Ford pick up! No credit card debt either.
Stayed on a strict budget so I could stay home with the five kids.
Neighbor’s all have toys. Boats, four-wheelers,yada,yada,yada. Kids would complain about us not having those things. Well three are on their own now and are financially responsible. They tell me that some of their friends just live off the credit cards and have no clue of finances or personal responsibility.
By the way,I love real men that can fix things! I’ve always told my girls..” Marry a guy that can fix things”.
I’m with you. Peace of mind is SO worth it. I’m currently scrambling to pay off some CC debt from a business we started last year. I cannot WAIT to be out from under that.
Then, it’s all extra cash towards mortgage principle. :)
(1994 Nissan w/103K on her...just put a new computer chip in her that we found at a scrap yard for $100. She runs like a top now.)
No, I’m the idiot who paid off his mortgage early by busting my ass and driving cars with hundreds of thousands of miles on them which I keep running by working on them in my garage. I’m also the idiot who has no credit card debt or who’s kids have no student loan debt. Why? Because I pay as I go.
But at least I’m a conservative idiot who walks the talk.
me too.
but i have lots of extra money every month and feel sooo bloody rich it is not even funny.
Having a cute wonderful chinese wife helps too.
I may be the luckiest guy on the planet.