I have a friend whose family of 8 lived in a tent for years. After work every day he and the kids went to work building their new home. It took years that way, but they came out of the experience with a debt-free home, with six kids who could tackle most any part of home construction, and a family that was more close than 99% of the nation.
His wife came from a wealthy family, but they determined to do things on their own.
:-} Funny you should say that. Me, my wife my two kids and our dog lived in a tent for 8 months when I got out of the Army. Long enough to make a deal on a house. Sadly though neither of us came from wealthy families though I would characterize my family life as “rich”.