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McCain on the Issues - Health Insurance Reform
McCain Website ^

Posted on 05/15/2008 12:33:03 AM PDT by Bob J

Today, In Florida, John McCain Outlined His Plan For Health Care Reform. John McCain believes we can and must provide access to health care for every American. He has proposed a comprehensive vision for achieving that. For too long, our nation's leaders have talked about reforming health care. Now is the time to act.

Americans Are Worried About Health Care Costs.The problems with health care are well known: it is too expensive and 47 million people living in the United States lack health insurance.

John McCain Believes The Key To Health Care Reform Is To Restore Control To The Patients Themselves. We want a system of health care in which everyone can afford and acquire the treatment and preventative care they need. Health care should be available to all and not limited by where you work or how much you make. Families should be in charge of their health care dollars and have more control over care.

John McCain Will Reform Health Care Making It Easier For Individuals And Families To Obtain Insurance. An important part of his plan is to use competition to improve the quality of health insurance with greater variety to match people's needs, lower prices, and portability. Families should be able to purchase health insurance nationwide, across state lines.

John McCain Will Reform The Tax Code To Offer More Choices Beyond Employer-Based Health Insurance Coverage. While still having the option of employer-based coverage, every family will also have the option of receiving a direct refundable tax credit - effectively cash - of $2,500 for individuals and $5,000 for families to offset the cost of insurance. Families will be able to choose the insurance provider that suits them best and the money would be sent directly to the insurance provider. Those obtaining innovative insurance that costs less than the credit can deposit the remainder in expanded Health Savings Accounts.

John McCain Proposes Making Insurance More Portable. Americans need insurance that follows them from job to job. They want insurance that is still there if they retire early and does not change if they take a few years off to raise the kids.

John McCain Will Encourage And Expand The Benefits Of Health Savings Accounts (HSAs) For Families. When families are informed about medical choices, they are more capable of making their own decisions and often decide against unnecessary options. Health Savings Accounts take an important step in the direction of putting families in charge of what they pay for.

John McCain's Plan Cares For The Traditionally Uninsurable. John McCain understands that those without prior group coverage and those with pre-existing conditions have the most difficulty on the individual market, and we need to make sure they get the high-quality coverage they need.

John McCain Will Work With States To Establish A Guaranteed Access Plan. As President, John McCain will work with governors to develop a best practice model that states can follow - a Guaranteed Access Plan or GAP - that would reflect the best experience of the states to ensure these patients have access to health coverage. One approach would establish a nonprofit corporation that would contract with insurers to cover patients who have been denied insurance and could join with other state plans to enlarge pools and lower overhead costs. There would be reasonable limits on premiums, and assistance would be available for Americans below a certain income level.

John McCain Will Promote Proper Incentives. John McCain will work with Congress, the governors, and industry to make sure this approach is funded adequately and has the right incentives to reduce costs such as disease management, individual case management, and health and wellness programs.

John McCain Proposes A Number Of Initiatives That Can Lower Health Care Costs. If we act today, we can lower health care costs for families through common-sense initiatives. Within a decade, health spending will comprise twenty percent of our economy. This is taking an increasing toll on America's families and small businesses. Even Senators Clinton and Obama recognize the pressure skyrocketing health costs place on small business when they exempt small businesses from their employer mandate plans.

CHEAPER DRUGS: Lowering Drug Prices. John McCain will look to bring greater competition to our drug markets through safe re-importation of drugs and faster introduction of generic drugs.

CHRONIC DISEASE: Providing Quality, Cheaper Care For Chronic Disease. Chronic conditions account for three-quarters of the nation's annual health care bill. By emphasizing prevention, early intervention, healthy habits, new treatment models, new public health infrastructure and the use of information technology, we can reduce health care costs. We should dedicate more federal research to caring and curing chronic disease.

COORDINATED CARE: Promoting Coordinated Care. Coordinated care - with providers collaborating to produce the best health care - offers better outcomes at lower cost. We should pay a single bill for high-quality disease care which will make every single provider accountable and responsive to the patients' needs.

GREATER ACCESS AND CONVENIENCE: Expanding Access To Health Care. Families place a high value on quickly getting simple care. Government should promote greater access through walk-in clinics in retail outlets.

INFORMATION TECHNOLOGY: Greater Use Of Information Technology To Reduce Costs. We should promote the rapid deployment of 21st century information systems and technology that allows doctors to practice across state lines.

MEDICAID AND MEDICARE: Reforming The Payment System To Cut Costs. We must reform the payment systems in Medicaid and Medicare to compensate providers for diagnosis, prevention and care coordination. Medicaid and Medicare should not pay for preventable medical errors or mismanagement.

SMOKING: Promoting The Availability Of Smoking Cessation Programs. Most smokers would love to quit but find it hard to do so. Working with business and insurance companies to promote availability, we can improve lives and reduce chronic disease through smoking cessation programs.

STATE FLEXIBILITY: Encouraging States To Lower Costs. States should have the flexibility to experiment with alternative forms of access, coordinated payments per episode covered under Medicaid, use of private insurance in Medicaid, alternative insurance policies and different licensing schemes for providers.

TORT REFORM: Passing Medical Liability Reform. We must pass medical liability reform that eliminates lawsuits directed at doctors who follow clinical guidelines and adhere to safety protocols. Every patient should have access to legal remedies in cases of bad medical practice but that should not be an invitation to endless, frivolous lawsuits.

TRANSPARENCY: Bringing Transparency To Health Care Costs. We must make public more information on treatment options and doctor records, and require transparency regarding medical outcomes, quality of care, costs and prices. We must also facilitate the development of national standards for measuring and recording treatments and outcomes.

John McCain Will Develop A Strategy For Meeting The Challenge Of A Population Needing Greater Long-Term Care. There have been a variety of state-based experiments such as Cash and Counseling or The Program of All-Inclusive Care for the Elderly (PACE) that are pioneering approaches for delivering care to people in a home setting. Seniors are given a monthly stipend which they can use to: hire workers and purchase care-related services and goods. They can get help managing their care by designating representatives, such as relatives or friends, to help make decisions. It also offers counseling and bookkeeping services to assist consumers in handling their programmatic responsibilities.

MYTH: Some Claim That Under John McCain's Plan, Those With Pre-Existing Conditions Would Be Denied Insurance.

FACT: John McCain Supported The Health Insurance Portability And Accountability Act In 1996 That Took The Important Step Of Providing Some Protection Against Exclusion Of Pre-Existing Conditions.

FACT: Nothing In John McCain's Plan Changes The Fact That If You Are Employed And Insured You Will Build Protection Against The Cost Of Any Pre-Existing Condition.

FACT: As President, John McCain Would Work With Governors To Find The Solutions Necessary To Ensure Those With Pre-Existing Conditions Are Able To Easily Access Care.


TOPICS: Extended News; News/Current Events; Politics/Elections
KEYWORDS: 2008; healthinsurance; mccain; mccainontheissues; mccare; rino
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There is a strong anti-McCain movement on FR and while there is nothing wrong with that in general I feel that some of those involved have been in engaging in an effort of mischaracterization and misinformation on where McCain stands on the issues. The anti-McCain crowd consistently state that there is no difference between McCain and Obama/Clinton, which is simply ridiculous. There are points where the difference is less stark than others but to make a sweeping claim such as that, IMO, demonstrates the hsyterical lengths some will go to try to get others to stay home or vote third party on election day. Now McCain wasn't my #1 candidate as he wasn't for most FReepers, but he will be the GOP nominee and a realistic analysis of his positions free from rhetoric and hysteria is important to gaining a full understanding of what to expect from him if he were to win the election.

In the interests of having a rational discussion and attempting to soberly define where McCains stands on the issues and whether or not there is a "difference" between him and his opponents, I will post one new McCain issue standpoint a day.

To those "one issue" voters, please don't muck up these threads by bringing up the other issues not being discussed this day, you're chance will come.

1 posted on 05/15/2008 12:33:04 AM PDT by Bob J
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To: Bob J
Hey, don't worry. I'm going to vote for the cranky old opportunistic back-stabbing global warming-nut fart.

 

...I'm depressed.

2 posted on 05/15/2008 12:36:32 AM PDT by Jeff Chandler (It takes a father to raise a child.)
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To: Bob J
The following questions relate specifically to McCain's stance on health reform, and the financing of same:

1.) Whom, specifically, do you suppose will be paying for the health care McCain's beloved additional 30-to-40 million additional illegals are (inevitably) going to need?

2.) From where, specifically, do you suppose that money will logically be coming? Will the marvelous magical Money Fairy be providing, in this instance... or: will McCain ultimately need to tap some other source, instead?

3 posted on 05/15/2008 12:36:42 AM PDT by KentTrappedInLiberalSeattle (If McCain really CAN "win without conservatives," then why do you care if I vote for him or not?)
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To: KentTrappedInLiberalSeattle

Oh, man, I left out “amnesty loving”. Somebody shoot me.


4 posted on 05/15/2008 12:39:11 AM PDT by Jeff Chandler (It takes a father to raise a child.)
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To: Jeff Chandler
Oh, man, I left out “amnesty loving”.

An easy enough mistake to make. It's quite the list, isn't it...? ;)

5 posted on 05/15/2008 12:40:22 AM PDT by KentTrappedInLiberalSeattle (If McCain really CAN "win without conservatives," then why do you care if I vote for him or not?)
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To: Bob J

I’d get an account over on DU if I was you. Post your professorial McCain stuff over there. That’s where McCain thinks all the votes are. He hates our 25 percent of the party.


6 posted on 05/15/2008 12:47:45 AM PDT by Luke21
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To: Luke21

Ya, I’ll do that right away.


7 posted on 05/15/2008 12:48:44 AM PDT by Bob J ("For every 1000 hacking at the branches of evil, one is striking at it's root.")
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To: Bob J
Let me see, first 5 posts, four about immigration and one telling me to go to DU.

About par for the course for intellectualism FR these days. Let's grab a pitchfork and light the torch!

8 posted on 05/15/2008 12:51:58 AM PDT by Bob J ("For every 1000 hacking at the branches of evil, one is striking at it's root.")
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To: Bob J
Let me see, first 5 posts, four about immigration

Even for a McCain supporter, that's fairly brazen dishonesty. Are you seriously contending that the questions in #3 are NOT health care-related ones?

9 posted on 05/15/2008 12:53:55 AM PDT by KentTrappedInLiberalSeattle (If McCain really CAN "win without conservatives," then why do you care if I vote for him or not?)
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To: Bob J
About par for the course for intellectualism FR these days. Let's grab a pitchfork and light the torch!

Hey, I'm voting for the A-hole. What more do you want?

10 posted on 05/15/2008 1:03:14 AM PDT by Jeff Chandler (It takes a father to raise a child.)
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To: Bob J
I'm with you. Now, I still don't get how his plan work. It seems that he'll delegate the health care plan to the states, rather than one national system, and have a lengthy discussion with each state about what's best for them. The states will then carry out the program with some help from the national administration. Am I right?

The question remains: how is he going to pay for it?

Thx.

11 posted on 05/15/2008 1:06:46 AM PDT by paudio (Like it or not, 'conservatism' is a word with many meanings. Hence the quotes.)
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To: Bob J
Why not just lower overall taxation? Oh, then the government wouldn't be able to redistribute the wealth and would give up power. Silly me.

More prayer...it will calm me down.

12 posted on 05/15/2008 1:28:33 AM PDT by Caipirabob (Communists... Socialists... Democrats...Traitors... Who can tell the difference?)
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To: Bob J
Oh, sorry, was I supposed to attack you for posting this? I didn't get the memo... ; )

Seriously, I'm just glad to see we still have Freepers from pre-2k on the board. We've lost too many good people over others venting their frustrations.

Are you sure you didn't help coordinate McCain's primary victory? Just making sure...LOL!

Cheers, I'm just funnin'...I wish the others were.

13 posted on 05/15/2008 1:32:00 AM PDT by Caipirabob (Communists... Socialists... Democrats...Traitors... Who can tell the difference?)
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To: Bob J

I missed the part where McCain discusses how he is going to give “free” health care insurance to the nation’s bums, losers, and parasites (the Democrat “base”). Can I surmise it will be the old-fashioned way, by confiscating it from the nation’s taxpaying, traditional American families (the Republican “base”)?

Also, did McCain mention how the illegal hordes fit into his plan?
If he did, I missed it.


14 posted on 05/15/2008 1:36:06 AM PDT by Lancey Howard
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To: KentTrappedInLiberalSeattle
Oh, please. Sap-happy McCainiacs still bent on stifling free speech? What next?

They need to get a handle on how politics works in the USA.

The vast US electorate is madeup of various voting blocs. Everybody has a chance to show their stuff.

Politicians take positions (1) which he believes in, and, (2) which will earn him the most votes.

Voters make the judgement at the polls.

It's easy to figure out: vote-starved candidates are at the mercy of the voters.

15 posted on 05/15/2008 3:31:43 AM PDT by Liz (Without the brave, there'd be no land of the free. Senator Fred Thompson)
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To: Bob J
I will post one new McCain issue standpoint a day.

Waste of time. McCain buried himself here the other day with his Soviet-style "cap and trade/industry takeover" plan.

I'll vote Libertarian before I ever vote for that creep, and if Obama wins, so be it. At least the GOP will then be forced to take account of itself and come running back to its Conservative base for 2012.

16 posted on 05/15/2008 3:35:32 AM PDT by Virginia Ridgerunner ("We must not forget that there is a war on and our troops are in the thick of it!"--Duncan Hunter)
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To: Lancey Howard
......did McCain mention how the illegal hordes fit into his plan? If he did, I missed it.....

Here's a way to get an answer (/sarc).

(1) Go to the next McCain campaign stop. (2) Ask McCain his position on amnesty, illegals, or reconquista. (3) When you are ejected for asking the question (as is the McCain practice), you will get a clue.

Another way to get a clue: Watch McCain pucker up, get on his knees, and suck up to illegals like a dry drunk with his mouth glued to a beer keg.

17 posted on 05/15/2008 3:41:26 AM PDT by Liz (Without the brave, there'd be no land of the free. Senator Fred Thompson)
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To: Bob J

I’m honestly curious as to why its impossible to have insurance companies providing some competitive affordable health insurance that is purchased much the same way as we do Automobile, Home, Life Insurance. Is it simply insanely complex liability issues? Why is this not even an option at all? Is there some crossing state lines issues?

Just trying to be on topic here...

Thank you for the post.


18 posted on 05/15/2008 3:43:01 AM PDT by Eragon (so sad. too young. Much Loved.)
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To: Bob J; KentTrappedInLiberalSeattle
Bob J, I do not see any “whining” on FR about Juan anymore among conservatives. The whining is coming from the McCain cheerleaders, same as it did from the Rudy cheerleaders.

You can't seem to force conservatives to back a man that is more a Democrat than a Reagan conservative. Why the McCain crowd invites scorn by dissing Reagan constantly in order to make Juan look more palpable.

You should of seen the anger and scorn around here last year when Juan and his buddy Fat Ted tried to sneak through their amnesty bill. Juan, as usual was full of self righteous indignation about how he knows better than anyone else. We all knew it was about cheap labor for the Chambers of Commerce, and getting the taxpayers to pay for the benefits, so business could profit at the expense of our sovereignty and culture.

We don't forget things like that.

I am proud of the strong anti-McCain movement here, there was also a strong anti-Rudy movement. Nothing personal on them, but this is a forum for grass roots conservatism. Neither one of those liberals fit the bill.

The “good” FReepers you talk about flamed out on the bug zapper thread because they embraced the liberal GOP and were rude to conservatives.

One thing I can say that might help you. Listen up. There were quite a few around here that were going to vote for McCain even though they couldn't stand him. They now are not going to. It wasn't by FReepers against McCain that made them change their minds to not vote for him.

Every time McCain opens his mouth for another speech embracing liberal or socialist policies, he loses more and more people who were thinking about voting for him out of fear. HE ALONE is responsible for alienating more and more voters. Speaking about Gorebal warming, addressing LaRaza, geez. it doesn't get much worse than that.

Believe me Bob, we all know what to expect from McCain and we are going to take part in it.

19 posted on 05/15/2008 4:15:16 AM PDT by dforest (I had almost forgotten that McCain is the nominee. Too bad I was reminded.)
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To: indylindy

Worthy of a standing ovation! ;) Bravo!


20 posted on 05/15/2008 4:17:29 AM PDT by KentTrappedInLiberalSeattle (If McCain really CAN "win without conservatives," then why do you care if I vote for him or not?)
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