Trent Lott sues insurance company over loss of Pascagoula home

Sun Herald ^ | 12-12-5 | ANITA LEE

[WKB]

Mississippi ping

[chris1]

What bums. This guy pays the pemiums for years and dumped on.

[conservatrice]

ping

[Past Your Eyes]

Take a number, Trent.

[Jemian]

I hope he wins the lawsuit and quickly, too. It would set the precedent for others in similar situations all up and down the Mississippi coast to win their settlements. The insurance companies have been weasling out of their contracts by this trick.

[mcg2000]

he's a dirtbag ...

[Senator Goldwater]

"The insurance companies have been weasling out of their contracts by this trick."

It's not a trick. Insurance companies don't cover floods. Anyone living on the water for forty years would know that, especially one who makes laws for a living.

[gridlock]

How is it that every single person living in a flood zone knows full well that homeowner's insurance does not cover flood damage except Trent Lott?

Lott tried to game the system, and lost. Too bad Trent. Don't be such a FReepin' idiot next time around.

[Jemian]

Storm surge caused by hurricanes is not "flooding", it is hurricane damage. State Farm should pay up. The weasles.

[Kozak]

What bums. This guy pays the pemiums for years and dumped on.

What are you talking about. Home owners insurance NEVER covers flood unless you buy specific ( and very expensive) flood insurance. If these lawsuits win, YOU and everyone else who owns a home is going to end up paying a much higher premium.

[spectre]

I wonder if he was ever offered the "option" of taking out flood insurance?

sw

[WKB]

I wonder if he was ever offered the "option" of taking out flood insurance?



Shoulda read the fine print.

[Tarpon]

Of course, you know this going in, that's why you buy both wind and flood insurance policies, like we do, so you are covered regardless.

[dawn53]

The Lotts paid insurance premiums for more than 40 years, according to the lawsuit, believing they would be covered for all losses caused by a hurricane

Oh come on! He didn't know he wouldn't be covered. Then he's not too smart. I live in a hurricane zone, water damage from rising water is covered under flood insurance...that's the bottom line, and anybody that doesn't know that didn't read their policy.

[Perdogg]

Why isn't a storm surge a flood? I don't understand how someone could make a distinction.

[gridlock]

Storm surge is flooding. It's flooding in the other 48 states and always has been. It was flooding in MS and LA until about six months ago, as well.

[SeeRushToldU_So]

he's a dirtbag ...

To whom are you referring?

[kittymyrib]

No one who lives near the water on the Gulf Coast or the east coast of FLA should be able to buy insurance at any price. If you want to live in such a risky place, foot the rebuilding of your home yourself and don't expect homeowners in Montana to have their premiums go up to cover your losses when the inevitable hurricane blows/washes your house away.

[Labyrinthos]

What bums. This guy pays the pemiums for years and dumped on.

What an idiot. This guy pays premiums for fourty years and he doesn't know that the policy excludes coverage for floods even if caused by wind driven rain. Anyone smart enough to get elected to the US Senate ought to be able to understand an insurance policy.