I hope he wins the lawsuit and quickly, too. It would set the precedent for others in similar situations all up and down the Mississippi coast to win their settlements. The insurance companies have been weasling out of their contracts by this trick.
he's a dirtbag ...
It's not a trick. Insurance companies don't cover floods. Anyone living on the water for forty years would know that, especially one who makes laws for a living.
I've heard that Dickie Scruggs was John Grisham's model for his book KING OF TORTS. Anybody know if that's true? Scruggs, I believe, was one of the lead plaintiff attorneys in the huge tobacco cases and made MEGA-MEGA BUCKS.
Had a dental appt. recently, and the 'assistant' was a recent transplant from the Mississippi coast. She had exactly the same horror story. She and her husband lost literally everything........and yep, the damned insurance company is weaseling exactly the same way. She said that they literally had to just start over since they knew full well the insurance company (and their brethren in the industry) was NOT going to pay off.
Sad and sick.
It's not a trick and Lott doesn't deserve a penny of insurance money. Insurance policies clearly exclude flood damage and storm surge is flood damage. The premiums collected are lower as a result. Moreover, only the federal government provides flood insurance. If Lott didn't have it, it's tough luck. If he wins the case, there won't be any insurance company that will offer coverage because his precedent would bankrupt all of them when everyone else makes the same claim. It sounds like he is lining up with the democrat attorney general that's trying to get flood coverage from the insurance companies in Mississippi.
I hope he loses. The insurance company covers losses according to the policy. If flooding isn't there, it ain't covered. Most insurance companies don't cover flooding unless you purchase that specifically in the policy.