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Uncle Sam wants you... to explain this $50 cash deposit
arstechnica.com ^ | 4/27/2005 | Hannibal

Posted on 04/27/2005 7:59:32 AM PDT by PreciousLiberty

In 2006, it'll be a whole lot harder to cheat on your taxes, even accidentally. In fact, you'll also have to field calls from the government over odd deposits that you make, e.g. a deposit at an odd time of the month, or a cash deposit, or a deposit made from a foreign bank, etc. That's because, thanks to the PATRIOT act, banks are spending billions on highly sophisticated, government-mandated anti-money laundering (AML) software that will track every last transaction of every last customer in order to build up individual customer profiles and look for "suspicious" activity. And when they find some suspicious activity, they're going to want an explanation out of you, regardless of whether or not you fit any sort of terrorist profile.

(Excerpt) Read more at arstechnica.com ...


TOPICS: Business/Economy; Constitution/Conservatism; Culture/Society; Front Page News; Politics/Elections
KEYWORDS: bigbrother; biggovernment; constitution; invasive; irs; libertarians; paranoia; patriotact; patriotactworks; privacy; taxes; wodlist
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To: PreciousLiberty

In god we trust, all others pay cash.........


21 posted on 04/27/2005 8:08:05 AM PDT by lmailbvmbipfwedu
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To: Squantos

I just can't bring my self to trust a guy who's name sounds like "Nut House".


22 posted on 04/27/2005 8:08:34 AM PDT by avg_freeper (Gunga galunga. Gunga, gunga galunga)
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To: Pondman88
Doesn't alarm me.....if you are concerned, go to cash, go underground....If the gubmint wants to call me about my 50 deposit...fine with me.

Someone on FR was suggesting that any deposit over $5000 would be considered "suspicious" by the government and the person making the deposit would be getting a "phone call" from the Feds. As of last year I have made at least 3 of these so-called suspicious withdrawals and deposits from different accounts in different bank accounts and I have yet to receive one call.

I just don't believe all of this hype and paranoia.

23 posted on 04/27/2005 8:09:21 AM PDT by frogjerk
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To: PreciousLiberty; Howlin; neverdem
I KNOW this was begun many years ago under the Clinton's (before the year 2000!) under their "Know Your Customer Program" - but that was rejected by Congress.

So, how did it come back?

(I KNOW WHY it came back - the feds WANT as much power as they can possibly get, and DEMAND the ability to "know all" so they "might" be able to "help" a few criminal investigations (not that this WILL help any investigations in the real world, but it "might" help......)

But why is it coming up now?
24 posted on 04/27/2005 8:10:47 AM PDT by Robert A Cook PE (I can only donate monthly, but Hillary's ABBCNNBCBS continue to lie every day!)
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To: cripplecreek

Transactions of $10,000.00 or more have been tracked by the Fed for at least 20 years. I am not sure of the legislation that allowed for this; but I know from friends in the banking industry that this has existed for quite a while.


25 posted on 04/27/2005 8:11:13 AM PDT by all4one (Illegal aliens aka "Guest Workers"....just a PC name for slavery...kudos to the Minuteman Project)
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To: Kokojmudd

Guess since I'm self-employed (and have a bad habit of depositing checks in the wee hours of the AM at irregular intervals) that I'll be on the list :)


26 posted on 04/27/2005 8:11:16 AM PDT by ECM
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To: frogjerk
any deposit over $5000 would be considered "suspicious"

Would make most house closings suspicious.

27 posted on 04/27/2005 8:11:40 AM PDT by Semper Paratus (-)
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To: PreciousLiberty

Banks already "track" every deposit and withdrawal, nothing new there. Currently all Deposits over $10000 are reported. The IRS will not be integrated into a more open database, but the feds may have more readily available access to that data.


28 posted on 04/27/2005 8:11:49 AM PDT by archer59y
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To: PreciousLiberty

"By default, not just money laundering but anything that violates the law, like tax evasion, will be hard to hide."

You mean I can no longer evade my taxes??? That is so unfair!


29 posted on 04/27/2005 8:12:20 AM PDT by mlc9852
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To: <1/1,000,000th%

The banks are keeping track for the feds.


30 posted on 04/27/2005 8:12:44 AM PDT by OldFriend (MAJOR TAMMY DUCKWORTH.....INSPIRATIONAL)
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To: avg_freeper

LOL.....yep. I did test the system. I had purchased 20 dolllars worth of the Liberty dollars at a gun show and went to my bank with a few of em. Handed 5 to the teller and asked for a new five dollar bill.......She didn't even blink and gave me the five. I think theres more of these in the system than uncle sugar would admit. My "safety net" is the 5 "G" system....guns, gold, girls, groceries and gas.


31 posted on 04/27/2005 8:13:09 AM PDT by Squantos (Be polite. Be professional. But, have a plan to kill everyone you meet. ©)
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To: all4one
I am not sure of the legislation that allowed for this; but I know from friends in the banking industry that this has existed for quite a while.

Supposedly it was implemented to nab drug traffickers who deposited large amounts of cash to banks, or paid for items like cars with cash.

32 posted on 04/27/2005 8:13:13 AM PDT by dfwgator (Minutemen: Just doing the jobs that American politicians won't do.)
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To: <1/1,000,000th%

Good point.


33 posted on 04/27/2005 8:13:16 AM PDT by stevio (Remember 9/11 by buying a 1911)
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To: cripplecreek

" It seems that someone was suspicious of the sudden 30,000 dollars he put into the bank. "

that is not surprising, over 10k will get a form sent to the IRS, so depending on the variables they might deem it worth interest. I am not defending, just noting that large cash deposits are a good way to get a form letter or a visit if it is out of character for the party involved.


34 posted on 04/27/2005 8:13:40 AM PDT by WoofDog123
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To: cripplecreek

Anything over $9,999.99 is automatically flagged.


35 posted on 04/27/2005 8:13:47 AM PDT by eyespysomething (hmmm....)
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To: massgopguy

Thats funny. I used to do semiconductor trading in Asia. We had loads of money wired in and wired out all the time. The form is simple and it takes an extra 2 minutes. Honestly, I feel this whole story is a crock. Kind of like Bill Gates is going to send everyone a free pair of Gap jeans if you pass on this email.


36 posted on 04/27/2005 8:13:47 AM PDT by Holicheese (How many more must die Mister Speaker.)
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To: PreciousLiberty

A retail sales tax would end all of this and everybody would also pay the same percentage based on how much they consumed.


37 posted on 04/27/2005 8:13:47 AM PDT by JarheadFromFlorida (Ooorahhhh........Get Some! Semper Fi')
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To: PreciousLiberty

A retail sales tax would end all of this and everybody would also pay the same percentage based on how much they consumed.


38 posted on 04/27/2005 8:13:57 AM PDT by JarheadFromFlorida (Ooorahhhh........Get Some! Semper Fi')
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To: PreciousLiberty

Hmmm, I guess those graphics jobs I do for the church will have to go away.


39 posted on 04/27/2005 8:14:55 AM PDT by SlowBoat407 (I'm not nearklym drunk enough tom deal with it. - FReeper Wormwood, 4/18/05)
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To: PreciousLiberty
In 2006, it'll be a whole lot harder to cheat on your taxes, even accidentally. In fact, you'll also have to field calls from the government over odd deposits that you make, e.g. a deposit at an odd time of the month, or a cash deposit, or a deposit made from a foreign bank, etc.

My answer will be as follows: "&!^# YOU!" and the phone will be slammed down.

Hard.

40 posted on 04/27/2005 8:15:30 AM PDT by Lazamataz (Not Elected Pope Since 4/19/2005.)
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