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Federal Reserve Raises Key Rate Target to 2.5%
Wall Street Journal ^ | February 2, 2005 | GREG IP

Posted on 02/02/2005 11:42:34 AM PST by presidio9

The Federal Reserve raised its short-term interest rate target by a quarter of a percentage point for the sixth time, and signaled little change in its plan to continue raising rates gradually in the months ahead.

The rate change, which was expected, brings the target for the federal-funds rate, charged on overnight loans between banks, to 2.5% from 2.25%. It was 1% last June.

The statement accompanying the rate change was almost identical to that issued after its last meeting on Dec. 14. Economic growth is "moderate," the jobs market is improving "gradually," and inflation is "well contained." It said it could continue to raise rates at a "measured" pace, and that risks to both economic growth and price stability were "roughly equal."

The move was unanimous among the 12 voting members of the 19-member Federal Open Market Committee, the central bank's decision making body.

The lack of change to the Fed's message reflects the fact that the economy and inflation have largely progressed as expected for the last few months.

(Excerpt) Read more at online.wsj.com ...


TOPICS: Breaking News; Business/Economy; Culture/Society
KEYWORDS: buygoldnow; goldbuggery; goldgoldgold; goldmineshaft; goldshillery; privatebankers; takethegoldmineshaft
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To: Southack

Funny, I didn't hear you defend the Fed once in that entire rant. :)


21 posted on 02/02/2005 12:18:58 PM PST by adam_az (UN out of the US! - http://www.moveamericaforward.org/?Page=Petition)
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To: presidio9

Damn it! Why can't we be more European?

Today Germany announces unemployment at 12.5% http://www.freerepublic.com/focus/f-news/1334421/posts


22 posted on 02/02/2005 12:19:55 PM PST by sully777 (It's like my momma always said, "Two wrongs don't make a right but two Wrights make an airplane.")
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To: presidio9

I thought the Dems like Hillary say the economy is about to collapse. here's a question, if higher rates are a monetary attempt to keep growth in check, why would the fed raise rates if the economy is collapsing like Hillary says?


23 posted on 02/02/2005 12:20:19 PM PST by 1Old Pro
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To: sully777

My bad 12.1%


24 posted on 02/02/2005 12:21:42 PM PST by sully777 (It's like my momma always said, "Two wrongs don't make a right but two Wrights make an airplane.")
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To: AdamSelene235
"No, expansion of credit plus false incentives for home indebtedness (not ownership) inflates home prices. This ultimately leads to dollar declines, but as I have said many times, inflation is neither instantaneous or homogeneous."

Inflation need be neither instaneous nor homgenous; your home value is still going to increase at or above that rate of inflation.

Inflation, by definition, means that assets cost more. That applies to your biggest asset, your house, as well.

Nor is home ownership "home indebtedness." Unless you paid too much originally...and even then it is merely a matter of time before your appreciating asset overtakes your depreciating debt.

Remember: inflation reduces your debt, too.

25 posted on 02/02/2005 12:21:59 PM PST by Southack (Media Bias means that Castro won't be punished for Cuban war crimes against Black Angolans in Africa)
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To: Red Badger
They must see some good signs of economic growth over the next few quarters that may need the reins pulled to keep it from becoming over-inflationary. Keeping a steady growth without the spikes.......

Economic growth is deflationary. The Fed is raising rates to support the dollar.

26 posted on 02/02/2005 12:23:41 PM PST by Moonman62 (Republican - The political party for the living.)
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To: expat_panama
Everyone seems to be looking for the dark lining in the silver cloud, but IMHO there ain't none. We have an economy so solid that the Fed can raise the discount rate and the markets react by going up.

Keep an eye on the yield curve.

27 posted on 02/02/2005 12:28:16 PM PST by Moonman62 (Republican - The political party for the living.)
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To: presidio9

I am just glad that we locked in our 5.75% this week. Dang that was close!


28 posted on 02/02/2005 12:34:45 PM PST by Conan the Librarian (The Best in Life is to crush my enemies, see them driven before me, and the Dewey Decimal System)
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To: presidio9

Egads! My credit interest rate will be increasing also.


29 posted on 02/02/2005 12:45:22 PM PST by lilylangtree (Veni, Vidi, Vici)
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To: sr4402
rain in the Fed bank if housing dips too much

It won't rain in the bank, but any dripping inside the house could be a sign that the roof is leaking.

30 posted on 02/02/2005 12:49:01 PM PST by RightWhale (Please correct if cosmic balance requires.)
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To: AdamSelene235
No, expansion of credit plus false incentives for home indebtedness (not ownership) inflates home prices.

You're right about inflating home prices.

But-so you're saying only someone with $100,000 in the bank should own a house?? If people SAVED to pay 100% cash for a home, about 84 people nationwide would own all of the houses across the country.

31 posted on 02/02/2005 12:49:31 PM PST by RockinRight (It's NOT too early to start talking about 2006...or 2008.)
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To: RockinRight
But-so you're saying only someone with $100,000 in the bank should own a house?? If people SAVED to pay 100% cash for a home, about 84 people nationwide would own all of the houses across the country.

No, I'm distinguishing between home ownership and home indebtness. "Ownership" is a bit of a joke anyway since most people only have color of title not an actual title to their homes.

32 posted on 02/02/2005 12:52:11 PM PST by AdamSelene235 (Truth has become so rare and precious she is always attended to by a bodyguard of lies.)
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Comment #33 Removed by Moderator

To: vishnu6

There is a reasonable balance here. Credit, when used wisely, can be a great thing, both individually, and for the economy. However, giving credit cards to high school girls with no job and a love for shopping at the Gap is just stupid and I fear what may happen in the future as a result.


34 posted on 02/02/2005 12:54:05 PM PST by RockinRight (It's NOT too early to start talking about 2006...or 2008.)
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To: AdamSelene235

What is your opinion of real estate/property taxes?


35 posted on 02/02/2005 12:54:34 PM PST by RockinRight (It's NOT too early to start talking about 2006...or 2008.)
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To: AdamSelene235

What do you consider ownership of a home?

I'm genuinely curious.


36 posted on 02/02/2005 12:56:29 PM PST by RockinRight (It's NOT too early to start talking about 2006...or 2008.)
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To: Southack
Inflation, by definition, means that assets cost more. That applies to your biggest asset, your house, as well.

No, inflation is an increase in the money supply. The nonlinear effect on prices depends on the past history of the system.

37 posted on 02/02/2005 12:57:05 PM PST by AdamSelene235 (Truth has become so rare and precious she is always attended to by a bodyguard of lies.)
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To: RockinRight
What do you consider ownership of a home?

Nobody would argue that owned your toothbrush if you had to pay the government $1 every year to keep them from taking it away. This is called renting.

In order to own a home in America you are generally required to pay arbitrary tribute to the local political authority. Usually these funds are used for the indoctrination of children.

38 posted on 02/02/2005 1:04:08 PM PST by AdamSelene235 (Truth has become so rare and precious she is always attended to by a bodyguard of lies.)
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To: RightWhale

Heh. Nicely done.


39 posted on 02/02/2005 1:06:49 PM PST by Constitution Day (NLC™)
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To: AdamSelene235
generally required to pay arbitrary tribute to the local political authority. Usually these funds are used for the indoctrination of children

If everyone heard it worded that way on a daily basis instead of "property taxes for education" people would suddenly become a lot more conservative, methinks.

40 posted on 02/02/2005 1:21:01 PM PST by RockinRight (It's NOT too early to start talking about 2006...or 2008.)
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