[RockinRight]

No, expansion of credit plus false incentives for home indebtedness (not ownership) inflates home prices.

You're right about inflating home prices.

But-so you're saying only someone with $100,000 in the bank should own a house?? If people SAVED to pay 100% cash for a home, about 84 people nationwide would own all of the houses across the country.

[AdamSelene235]

But-so you're saying only someone with $100,000 in the bank should own a house?? If people SAVED to pay 100% cash for a home, about 84 people nationwide would own all of the houses across the country.

No, I'm distinguishing between home ownership and home indebtness. "Ownership" is a bit of a joke anyway since most people only have color of title not an actual title to their homes.