Posted on 12/29/2025 2:27:58 PM PST by Jonty30
I'm just wondering, over a lifetime what the most ethical and right away to deal with money when it comes to being charitable or paying tithes?
Should I just give the money once, by giving what I am able to give, or would it be better to give potentially more over the long-run, because money will tend to multiply over a lifetime and invested money can be given repeatedly.
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Everything depends on who/what you are giving it to.
Most churches tithes to stay afloat.
However, it would be appreciated if a lump sum could be saved and invested so the church could have your ‘tithe’ continue after you’re gone.
Assuming church management won’t change, and they all do over time.
Give what’s in your heart my friend.
Pray about it and maybe consult you pastor if you have one.
God has cattle on a thousand hills, he doesn’t care about our money, just that we steward it well.
He’s more interested in our heart being for him.
What does the Bible, God’s Word, tell you? What does Jesus say?
Here are my positions:
If you are giving more than pocket change, choose someone reputable who uses money ethically and wisely.
When tithing, calculate your projected GROSS income at the beginning of the year and divide by 10. That’s what you should tithe. When you are tithing, you are giving to the Lord your “first fruits” joyfully and he will likely bless that giving joyfully.
If your economics are such that you can’t give 10%, give as you can.
Most of that giving should go to and through your church. If you don’t think your church are wise stewards of your money, change to another church.
If you can set aside money to tithe and you want to grow it before you give it, great. Might I suggest a “high-yield” savings account which makes money on your deposit each month. If life is really good, you won’t need to touch your initial deposit.
God cares more that you were faithful with the money than who it is given to.
Good point.
Several years ago a well meaning Christian in my town bestowed a million dollars to the church he attended all his life.
Unfortunately the church has gone WOKE and his fortune is now supporting abominations.
There should be oversight.
I believe it’s irresponsible to make a huge donation to a church. It removes the responsibility from the other members.
Back in the 60s, my father loaned a CT Church some dough. In the 70s they went Novus Ordo and banned the Latin Mass, he legal was able to call in the loan.
Cannot fund the evil.
Investing to have more to give in the future is how Annenberg and Ford foundations were able to be taken over by leftists. The money lasted longer than the principles that the donors stood for. Eventually leftists got into the position to control the funds. Hell the same thing happened to the Catholic Church. Eventually leftists became pope and suddenly a that was mostly conservative became tolerant of homosexuality and Islam and I don’t think it will be long before they will allow abortion.
I’d be very specific where the money goes if I gave it.
That is the long term risk, for sure.
If you invest it over your lifetime and you get in a pinch you can borrow some of the money back and then when you are ready to throw down your mortal coil you cand hold it over your children’s heads in the will.
Build up the nest egg and use it as an annuity and distribute dividends/interest as you please. Long term you can decide what to do with the nest egg.
Be aware that elite universities can probably invest money better than the average investor can.
If you are affluent, you are probably better at investing than if you were low income.
If your investing pot is small, a hundred hours of investing research a year won’t pay off anywhere as near as much as if you had big bucks.
One should only put into the stock market what you are able to lose and still live an acceptable to you life.
I only give to operating charities - mainly FR nowadays, but in the past to animal shelters, public broadcasting and my university. I stopped giving to my university when the tuition went sky-high. If churches are open to the public and don’t charge admission, it’s usually $5 that I give. The Catholic Church in Italy would get a better exchange rate than I would.
I now tend to give to FR in the middle to late first and second months. I gave in the middle of the third month because FR was so far behind. I might go back to giving a quarterly donation by check so FR doesn’t have to pay merchant fees on my donations.
A Muslim is supposed to give 2.5% of his donatable wealth if he can annually.
Remember, charitable giving is mainly based on need.
For me personally, I'm confident in my ability to invest wisely, and I've seen a dollar invested today grow into many more dollars over time.
That multiplied amount can then do far more good for God's kingdom than the original sum could have right away.
But ultimately, it's all His money, and the Holy Spirit will guide each of us in how we're meant to steward what He's entrusted to us.
How about giving a high percentage of the yearly investment proceeds to an organization that helps teenagers in trouble to keep their babies?
Each giver has to carefully investigate his charities. There are a lot of crooks and grifters out there. And thanks to Biden’s staff and Gov. Walz, a lot of them are Somali.
I recommend giving to a charity over time.
If you give a lump sum now, you may find the charity is no longer aligned with your interests 5 or 10 years down the road.
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