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Posted on 12/12/2025 8:41:12 PM PST by Brian Griffin
97 percent of inpatient hospital markets lack meaningful competition....From 2014 to 2026, individual market premiums are up 129 percent, employer-sponsored insurance premiums are up 68 percent, and general inflation is up 39 percent...In 2026, the average deductible for an individual on a bronze plan is $7,476, and the average deductible for an individual on a silver (no CSR) plan is $5,304....The federal taxpayer share of the premium increased gradually from 68 percent of the premium in 2014 to nearly 80 percent in 2020. As a result of the COVID credits, the federal taxpayer share of the premium reached 93 percent from 2021 through 2025.... a Florida-based brokerage executive pled guilty to a separate $133 million scheme that targeted homeless and mentally ill individuals to improperly enroll them in subsidized ACA plans
(Excerpt) Read more at paragoninstitute.org ...
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Here’s the best suggestion — get government out of health care. There. Simple enough.
95% of all healthcare can be self-funded by most people without too much difficulty and a bit of education. Anything that is short of a broken limb can be treated at home with a bit of knowhow.
You can probably treat injuries, like broken limbs out of pocket. It’s only end-of-life type illnesses that you need healthcare for.
Quit treating 30 million illegals as charity cases.
Ding...ding...ding. That plus catastrophic insurance.
Insurance isn’t healthcare. If you insure your car to cover gas fill ups and oil changes your insurance will be higher and the people doing the service will charge more for the service they provide.
Then deport them all.
Well said.
An example: I have had sinus problems all my life. My family doc finally admitted he has done all he can for me and sent me to an ENT specialist. This doctor spend about 5 minutes with me in his office and the total bill per the insurance EOB was almost $1000. About half of that was for “in-office surgery” that in reality was the doctor running a borescope up my nose. Insurance paid like $150.00 total and all I owed was my co-pay. The rest went poof - probably listed on a spreadsheet somewhere and used to launder someone’s bribe. This is akin to dead voters on the voter rolls - corruption waiting to happen.
In other words, we got old.
“Insurance should protect people from catastrophic expenses—not function as a pre-paid medical subscription for every routine or shoppable service.”
This 100%.
“Insurance isn’t healthcare.”
Bingo. Government and the media came up with the word “healthcare,” and it means “funding mechanisms so that people don’t have to pay cash for medical goods and services.”
There are a lot of reasons that medical goods and services cost what they do. One, as the article points out, is lack of competition: government and medical systems work together to keep the price high. It’s similar to the way government and agricultural interests work together to keep the price of food higher, at times, than it would be under free market conditions.
Another reason is that the development of medicines and technology has made it possible to keep people alive. Extremely ill and very elderly people in the U.S. have much higher survival rates than in many other countries. This seems so magical that people make a lot of obviously bad choices regarding their health (diet, drug use, etc.) and expect that “healthcare” will keep them alive at no significant cost to themselves.
> Quit treating 30 million illegals as charity cases.
That plus the subsidy to healthcare corporations employing administrators to support a system to profit from administrative overhead.
Oddly, many people would rather pay it than live a healthy lifestyle.
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