That's a fancy way of saying all your coworkers paid. You imposed a voluntary, unnecessary cost on your entire risk-pool. Thanks for nothing.
Yes, my insurance paid. Being as I am very healthy, that is all they paid for many years. And I didn’t have to waste taxpayers money on public schools , and since I didn’t have kids, no fed tax deduction. I paid more in taxes because I could not deduct children. So anything my insurance paid out was much less than someone producing babies and everyones tax dollars to educate them.
Is every time that you engage in sex, the reason is for producing children.? Are you celibate if you don’t want anymore children , or your spouse is post menopause? Because if you are having sex , and not producing children, you are a hypocrite because you are not practicing what you preach.