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Another week of icky February weather has come and gone here in Central Missouri.

My run of “somebody’s playing with a voodoo doll” luck has continued unabated. Last Wednesday another motorist failed to yield the right of way and made a left turn in front of me. I wasn’t able to stop in time to avoid a collision. Everyone was fine at the scene but it didn’t take long for the shenanigans to start. Before I got back home the rat bastards had called the cops and my insurance agent to accuse me of running the light AND claiming they were injured by the collision.

They are finding out the hard way that Augie didn’t fall off the turnip truck last night. After viewing my dash cam footage my insurance company immediately denied any/all liability. I got a polite “thank you for assisting in our investigation” email from the popo. Naturally I’m getting jacked off by the other motorist’s insurance company (Progressive - big surprise there). My insurance will cover a rental while the Red Menace is in the body shop for a face lift.

With any luck Progressive will do a quick about-face after reviewing dash cam footage and save me the trouble of lawyering up.

I can state with certainty that having and using a dash cam is some of the cheapest “insurance” that you can purchase for your vehicle. Without the dash cam footage I would be stuck in a “he said, she said” position and have no way to prove otherwise.