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‘Childless cat lady’ is a more common lifestyle choice. Here’s what being child-free means for your money
CNBC ^ | September 25, 2024 | Jessica Dickler

Posted on 09/25/2024 5:12:05 PM PDT by Morgana

The stigma of the “childless cat lady” persists, but these days, more young adults are embracing that label and opting out of parenthood — and benefitting, at least monetarily.

Nearly a quarter, or 23%, of millennials and Generation Zers without children do not plan on having children, primarily due to financial reasons, according to a recent consumer spending and saving index by MassMutual.

A preference for financial freedom and the inability to afford children are equally cited by 43% of younger generations, MassMutual found. The survey polled 1,000 adults in July.

To be sure, money is a major reason some young adults are choosing not to have kids.

But also, over decades, attitudes about marriage and parenthood have changed.

Since the 1970s, the overall share of married adults has declined and fewer couples are having children, according to a 2023 report from Pew Research Center. Last year, the U.S. fertility rate reached a historic low.

Now, adults without children, both married and unmarried, are better off than than their peers with kids, in terms of median wealth and retirement savings, a separate Pew Research Center study found in May.

The majority of adults without children said not having kids has made it easier for them to afford the things they want and be successful in their job or career, Pew also found.

Although there is a financial benefit, “it’s not like you are child-free and checks fall out of the sky,” said Jay Zigmont, author of “The Childfree Guide to Life and Money.”

In many cases, being a SINK (single income, no kids), DINK (dual income, no kids) or DINKY (dual income, no kids yet) does come with certain financial planning considerations that differ from the standard strategy.

(Excerpt) Read more at cnbc.com ...


TOPICS: Society
KEYWORDS: childlesscatlady; meow; mgtow; redpill; women
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1 posted on 09/25/2024 5:12:05 PM PDT by Morgana
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To: Morgana

If $$$ is a persons prime focus, let them have no kids - the kids are better off not being with adults like that.


2 posted on 09/25/2024 5:15:45 PM PDT by dadgum
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To: dadgum
If $$$ is a persons prime focus, let them have no kids - the kids are better off not being with adults like that.

I was trying to figure out a way to word my response. Yours will do just fine.

3 posted on 09/25/2024 5:16:37 PM PDT by CatOwner (Don't expect anyone, even conservatives, to have your back when the SHTF in 2021 and beyond.)
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To: All

4 posted on 09/25/2024 5:19:20 PM PDT by MinorityRepublican
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To: dadgum

7 Again I saw something meaningless under the sun:

8 There was a man all alone;
he had neither son nor brother.
There was no end to his toil,
yet his eyes were not content with his wealth.
“For whom am I toiling,” he asked,
“and why am I depriving myself of enjoyment?”
This too is meaningless—
a miserable business!

9 Two are better than one,
because they have a good return for their labor:
10 If either of them falls down,
one can help the other up.
But pity anyone who falls
and has no one to help them up.
11 Also, if two lie down together, they will keep warm.
But how can one keep warm alone?
12 Though one may be overpowered,
two can defend themselves.
A cord of three strands is not quickly broken.

Ecclesiastes 4


5 posted on 09/25/2024 5:25:56 PM PDT by PGR88
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To: Morgana

People are free to choose childlessness. But this means that they have resigned from the project of building the future. They will live ultimately for themselves, finding their validation as worker drones and consumers. Their credit card companies won’t send anyone to their funerals.


6 posted on 09/25/2024 5:31:37 PM PDT by sphinx
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To: dadgum

“If $$$ is a persons prime focus, let them have no kids - the kids are better off not being with adults like that.”

Couldn’t agree more. What an awful article—as if people have kids for some monetary reason! Having children is a priceless gift.


7 posted on 09/25/2024 5:32:31 PM PDT by TauntedTiger (If voting mattered, they wouldn't let us do it. Mark Twain)
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To: TauntedTiger

Tha entire developed world is the same. Don’t chu no that?


8 posted on 09/25/2024 5:35:37 PM PDT by DIRTYSECRET
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To: Morgana

Our grandkids,grand nieces and nephews have good degrees and jobs, are like semi cat people with no cats and an occasional dog.

Some are getting master degrees and even PHds!

Even the married ones have no children.

My wife, who was a great RN for 5+ decades before she retired is concerned we have reared successful yet childless
adults


9 posted on 09/25/2024 5:36:12 PM PDT by Grampa Dave (We have no shortage of so-called experts, who state things as fact, but really have no idea!)
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To: dadgum

CRAE CRAE

Money brings happiness. It says so in the bible. Somewhere. I heard that.


10 posted on 09/25/2024 5:37:56 PM PDT by If You Want It Fixed - Fix It
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To: Morgana

Getting old with no children or grandchildren to love and be loved by is sad.


11 posted on 09/25/2024 5:39:12 PM PDT by Blood of Tyrants ("Gays for Gaza is like Chickens for KFC"- B. Netanyahu )
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To: Morgana

Of my closest friends’ children:
4 kids - 2 with 2 grandchildren each/2 without
3 kids - 1 with 2 grandchildren/2 without
2 kids - no grandchildren
1 kid - no grandchildren
0 kids - no grandchildren
0 kids - no grandchildren

Definitely seeing fewer children in the latest generation.


12 posted on 09/25/2024 5:40:13 PM PDT by mairdie (Trump (I Will Win) - Pavarotti's Nessun Dorma https://youtu.be/MigUKGKr-nQ)
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To: sphinx

“People are free to choose childlessness.”

some people cannot have children, especially if they were born XY, sometimes even if they were born XX.

although I read recently that taking drugs can help

https://www.dailymail.co.uk/health/article-13890773/Women-taking-cold-flu-drug-Mucinex-pregnant.html


13 posted on 09/25/2024 5:41:58 PM PDT by algore
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To: Morgana

Conveniently leaving out child support ☢️🚧⚠️


14 posted on 09/25/2024 5:42:16 PM PDT by Varsity Flight ( "War by 🙏 the prophesies set before you." I Timothy 1:18. Nazarite warriors. 10.5.6.5 These Days)
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To: Morgana

I know a childless cat lady. One night the cat attacked her in her sleep.


15 posted on 09/25/2024 5:44:47 PM PDT by monkeyshine (live and let live is dead)
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To: Morgana

Describes my libtard sister perfectly.


16 posted on 09/25/2024 5:45:23 PM PDT by AlaskaErik (There are three kinds of rats: Rats, Damned Rats, and DemocRats.)
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To: Morgana

Genetic extinction.

[spit]

Your-genes-become-extinct.

Got it?

The FKN cat won’t live 15 years.

No one. And I mean NO ONE should pay childless women any attention or respect.

None

BYE


17 posted on 09/25/2024 5:46:10 PM PDT by Justa (Our constitution was made only for a moral and religious people....)
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To: PGR88

Epic reply.


18 posted on 09/25/2024 5:47:15 PM PDT by dadgum
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To: Morgana

witchcraft booming.


19 posted on 09/25/2024 5:48:06 PM PDT by xoxox
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To: Morgana

Save all that money up for some foreign brown skinned worker who hates your guts to wipe your butt.


20 posted on 09/25/2024 5:50:31 PM PDT by stevio (Fight until you die!)
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