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To your points

"No one in the west seems to have prepared for the loss of the Ukraine war" -- I would disagree on the premise as well as the "preparedness":
- The preparedness: Next to everyone in Feb 2022 was expecting Ukraine to lose and be left a rump state until Putin came back for more (his salami tactics). People were still thinking this would happen until September 2022. Today the Baltics and Poland hope that Ukraine would regain the area lost since Feb 2022, but know that the worst case scenario is a frozen conflict with the borders more or less where they fall now.
- The premise: "the loss of the Ukraine war" - the Ukraine war from Feb 2022 was about Ukraine retaining its independence from the Kremlin. That was won with the win at the battle of Hostomel and cemented with Ukraine taking back Kharkiv and Kherson.
"busy making an alternative monetary system" - there is nothing more than talk right now. As I've continuously said - India does not trust China and will not actively participate in something that will make its rivals stronger. It is in BRICs to ensure that China doesn't get too much of a step up. Furthermore, both India and China do most of their trade with SWIFT systems.
"Winners tend to punish losers" - I would remind you that the war is between Muscowy (the invader) and Ukraine (the invaded). Even if Muscowy loses and loses the Donbas and Crimea, this doesn't negatively affect China or India (it actually HELPs them as they get a subservient Muscowy).
"Now the west will pay, for the loss and time for the war" -- perhaps you haven't paid attention - Russia invaded in 2014 and had been menacing Ukraine since 2007. Have you noted that it was Russia that started this?
"Russia and their allies" - Russia's allies are just Syria and Iran (the Iranian government) and North Korea. And even with these, there is no NATO equivalent.

Your first point is worst conclusion - Ukraine gaining freedom from Russia. Ukraine achieved that 30 years ago.

NATO trying to absorb Ukraine so Blinken could make good on his announcement to place missiles on the boarder with Russia was the last straw.

You know full well how the west invested and over extended themseles financially in Ukraine. Russia has taken over 85% of the net-potential worth in Ukraine already, forcing the west to Approve BTC ETFs last Janurary to cover the losses for American Investment firms.

Already, western officials are signaling neogitations in DC, France, Germany. England and Poland want war; England because their prestige and delusions of superpower status will have faded in history which only now exist tethered to the US.

Brics is going see 81 countries come together in a few weeks. These nations cannot participate in Sanctions. These nations are going to use a digital currency for trade; each countries fiat will be linked to the digital currency.

SWIFT has come to represent, as the Trump Campaign noted, a system that resulted in Self-Isolation for the West cutting it off from it’s own trade partners.

Ukraine has severed Europe from cheap Russian energy. Good for VW and the Germans, Good the the Americans, Good for the pensioner’s in merry old England this winter too.

Meanwhile Poland is at the far ends of the EUropean Empire. The long supply lines and no trade with Russia will surely make for a wonderful life in Warsaw going forward, especially after the financial stimulation of being a export point for NATO into Ukraine dries up. Poland is faced with Isolation on one side, and the sick men of EUrope on the other. Good luck with that.

Get yourself some BTC. You’re gonna need it. If it’s good enough for Blackrock, then it’s good enough. There ain’t no more money in Ukraine to be hauled out by the truck load anymore.