[Alberta's Child]

I wonder how feasible it would be under California law to establish closed insurance cooperatives to replace traditional property & casualty insurance.

[Responsibility2nd]

I wonder how feasible it would be under California law to establish closed insurance cooperatives to replace traditional property & casualty insurance.

Texas has such a program.

How much does windstorm insurance cost in Texas?

 

 

TWIA windstorm insurance rates

The average cost of windstorm insurance from the TWIA is $1,587 per year, but you may be eligible for lower rates depending on where your house is located, your home's building code compliance and the size of your deductible.

 

This mandatoy coverage (if you have a mortgage on the coast) is in addition to a regular homeowners policy AND flood insurance.