Posted on 07/31/2023 4:28:46 AM PDT by jacknhoo
“You won’t like the quality of care you’ll get from Medicaid.”
Such care is administered by state-licensed professionals. The main reason people don’t like it is because they are Democrats and therefore ungrateful.
Democratic Medicaid recipients will not generally get billed except for custodial nursing home care.
Middle class folks will get billed unless they pay their co-pays upfront.
Medicaid is not a free ride. They expect you to cover, or reimburse, the state for any medical expenses the state pays, until you don’t have anything left, then they pick up the tab.
They don’t think it’s fair that the state should pay your medical bills when you have the wherewithal to do it yourself.
I’m surprised Freepers aren’t on board with that
Here’s how it works in NYS...
https://www.health.ny.gov/health_care/medicaid/excess_income.htm
Note how eager they are to get you to do this.
BTW, and I say this from decades of experience, don’t do this if you can avoid it.
The care you get on Medicaid will be worth what you pay for it.
It is well known that medicaid will require spending down of assets to qualify. They make “compassionate allowance” to a recipient and/or spouse to stay in the primary dwelling until the recipient is done receiving services. Then the remaining asset is claimed to recover expenses. Not new.
Oh, you don’t possibly think that some young mother with children diagnosed with a childhood illness, or having lost the father of the children will pay that back? Yes, there are plenty of free lunches. I knew a man who died in a crash. He had three women pregnant at his death. All three collected welfare for the children.
“Rebecca Miller said her father was on Medicaid for about two years and she served as his caretaker at his home after he was diagnosed in 2018.”
I assume that if the home had been put in her name, she would be in the clear now. In retrospect, it sounds like they should have seen a lawyer.
“Rebecca Miller said she cared for her father at his home, he didn’t have a nurse and was never in a nursing home, so she was surprised at the attorney general’s letter seeking $56,000. ... She said “I’ve even called Medicaid myself to find out why — what kind of services are you saying (he owes) $56,000 for?”
That is a good question, and she deserves a good answer.
To me, there is a valid and important distinction between Medicare and Medicaid. How financial and legal principles play out differently between the two, I do not know.
Some states allow for Medicaid spend down eligibility, but not all do.
Medicaid, like The Disability, is a deal with the Devil
Medicaid is welfare. People are all the time trying this scam. Get ahold of the elderlys’ assets while leaving the taxpayer with the bill.
Our loved ones paid their own way in residential care.
They got far superior care.
They also had Medigap policies.
I saw the care the dual eligibles got in the same facilities.
It sucked.
You get what you pay for.
It’s that simple.
“indignant” people without assets.
Yes. We have too many of those. :)
I’m aware.
They tried the same thing with my dad.
So, my dad pays into the system for 50 years. Paid for that insurance. Dies. And then they want all their money back.
Meanwhile, 5,000,000,000 and counting are getting everything for free.
Sorry, jacknhoo, that don’t ain’t hunting.
“’the only real home that I’ve ever known’ — was at risk, potentially leaving her homeless.”
It is my understanding that naturally dependent persons living in a decedent’s house are exempt from Medicaid clawback, at least in Florida.
My Democratic neighbors have their house held in a family trust.
My wife is one of 5 children. When her mom went into a nursing home, Medicaid paid most of the bill for that. Fortunately the house was in a trust so that when mom passed, Medicaid was only able to get 1/6 of the value of the house. The other went to the children. Without that paperwork, done in advance of mom going into the nursing home, Medicaid would have gotten the whole thing.
Medicaid is not a program you pay forward. Medicaid is where you go when you have NO resources to pay your own care, it’s WELFARE. If your parents have to go on welfare in their old age to pay for their medical care, they didn’t raise very good kids, did they? You are thinking of Medicare.
TRUTH.
My MIL is in an assisted living place and there are some ‘elderly welfare recipients’ who are demanding, mean and require more than anyone else for FREE. They don’t pay one red cent and are treated like kings.
“Meanwhile, 5,000,000,000 and counting are getting everything for free.”
Mayor Adams could have his future voters sign an agreement to repay the city.
I’ve been forced to pay into SS for 50 years. I’d hardly call it entitlement.
Medicaid is supposed to be for people who are poor. If you have 100% equity in a $300,000 home, then you aren’t poor enough for Medicaid. The state won’t give you a hard time over it while you are receiving medical care, but when all is said and done the state WILL claw back those assets you own.
“I saw the care the dual eligibles got in the same facilities.”
My aunt was in a nursing home. I saw no substandard care there.
People with money that see (or smell the urine of) substandard care in a facility will seek out another facility.
Good facilities will generally only accept people that can pay private rates upfront for an extended period of time. As I understand things, once the patient runs out of cash, the facility has to continue to serve the patient at Medicaid rates.
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