To: Diana in Wisconsin
I guess Excel spreadsheets for budgeting are too complicated for these folks to handle...
Lol.
2 posted on
07/20/2023 7:23:27 AM PDT by
cgbg
(Claiming that laws and regs that limit “hate speech” stop freedom of speech is “hate speech”.)
To: cgbg
I used an Excel spreadsheet for decades; retired, debt-free at age 56. :)
6 posted on
07/20/2023 7:36:31 AM PDT by
Diana in Wisconsin
(I don't have, 'Hobbies.' I'm developing a robust Post-Apocalyptic skill set. )
To: cgbg
I guess Excel spreadsheets for budgeting are too complicated for these folks to handle...Lol.
You are correct. Dave Ramsey has been preaching this cash envelope process for years. It's designed to enable financial morons who can't budget to get out of debt.
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