Has anyone found a doctor who is willing to accept what Medicare Part B pays for an out patient visit, as there complete fee? My Medicare payment gets me in the front door, that’s it.
Unfortunately, the Medicare enrollment window for the 2023 year ended on 12/7/22. For next year's enrollment, let me suggest you compare all the Medicare Advantage plans offered to your zip code. You can check them here: https://www.medicareresources.org/enrollment-options/
What things to compare between the different plans offered? Monthly premium; annual deductible; co-pays; co-insurance; max out-of-pocket per year; HMO or PPO plan; network of doctors and hospitals that are in a given plan.
I have Medicare Part B and a supplemental Plan F. My visits don’t cost anything. The Plan F insurance is expensive, however, but I’ve been in the hospital ICU three times and haven’t had to pay anything yet.
The only thing I do is when I make an appointment I specifically ask them if they take Medicare assignment and my particular Plan F insurance. So far, all of them have.
Sign up for Aetna Medicare advantage. It has no monthly premium and is fantastic health insurance. So is United Healthcare.
https://jacksonllp.com/waive-patient-copay/
Having worked in medical reimbursement for several years, it is problematic for the provider to do so.
Seems like I read somewhere that legally they can't waive the deductible. I know that I pay a $20 co-pay for a visit to my Neurosurgeon as well as my GP which is $5 less than the co-pay I had under Blue Cross when I was working.
I've got a lumbar MRI and X-Rays tomorrow and the total cost will be $55 dollars.
November of last year I had a 3-level Cervical Spinal Fusion. Total bill, including the $20,000 Titanium plate in my neck, was a hair over $200,000.
For my part, I paid $1377.00 when I when into the hospital for the overnight procedure. And I only have Medicare Part B.
“Has anyone found a doctor who is willing to accept what Medicare Part B pays for an out patient visit, as there complete fee? My Medicare payment gets me in the front door, that’s it.”
uh, that’s why it’s wise to always subscribe to one of the standardized supplemental medicare plans to pay for Part B deductibles and residual percentages. Supplements are extremely inexpensive medical insurance and worth their weight in gold for anyone with extensive health issues ... and let’s face it: we are ALL going to have extensive health issues if we survive long enough ...
You have to have a good supplemental insurance.