“In before the lectures about how people made mistakes investing their money”
I like that line.
I seriously doubt anybody has made more than a 5% profit on their 401k since 2021. If they did, they had insider info and thus cheated.
I never lecture someone for making a mistake when investing their money. I do, however, get on here and tell them it's tiresome to see the same complaints from the same person -- on thread after thread -- about the impact of the economy on their investments when their investment strategy was a disaster waiting to happen. "We were told to invest in X, Y and Z because they don't go down when the stock market declines" is not an investment strategy. And when X, Y and Z lose value, don't blame Biden or anyone in Washington. Go take that up with the person who told you to invest your money that way.
One case in point was from several years ago -- involving a Freeper who actually blamed Trump for a short-term correction in the stock market in 2018. This person's complaint -- almost word-for-word: "Now I don't have enough for the down payment for the home I'm buying next month."
I was almost angry to read that kind of sh!t on this website. Who the hell has money that is allocated to a major purchase like a home invested in the stock market?"