Medicare isn’t covered by the Constitution. But then little the federal does these days is.
As more insurance companies become a part of Medicare Advantage, they create more competition, thus providing more services and reducing costs.
Many MA programs have $0 for 90/100-day generic prescriptions.
Many MA programs have some dental and eye coverage.
Many MA programs have $0 copays for Primary Care Physician (PCP), and reduced copays for specialists.
Some MA providers have even started giving a partial refund on the Medicare Part B premium.
MA programs and providers vary from year to year, so one has to review and compare annually. They also vary from area to area and from state to state.
I hate Medicare but was forced onto it when I turned 65, as we all are.
Our medical expenses are now much higher because of it, especially because of the prescription drug non-coverage.
bmp
Medicaid, however will cover everything.
BKMK
Considering the risk to wellness that poor dental health poses, the fact that Medicare doesn’t cover most dental care should tell you everything you need to know about Deep State’s priorities.
I have medicare plus supplemental. I use goodrx for prescription coverage.
I don’t have insurance to cover routine hearing, eye and dental work.
Can anyone recommend insurance that covers these
BFL
As a military retiree, I have Tricare for Life that pays for my medicines/prescriptions.
A good deal if you are eligible.
fo l8r
The idea is to let you die at the lowest possible expense to the government.
I have the usual Medicare and pay its requirements for the added plans they require. I also have what is best called a Plan F supplement (leftover from continuous Anthem/BCBS coverage and conversion while working).
True, prescription coverage from my plan D plan isn’t the best - I pay what I need to for what I’m prescribed. But the Medicare/Plan F type supplemental can’t be beaten in my opinion.
No copays - ever as I’ve experienced the last 5 years. Vascular surgeon, heart surgeon, kidney specialists, and GP.
No “amount we paid - amount you owe” statements. Two major ICU hospitals stays $43K and $98K......I didn’t pay anything. Other vascular stent operations I had were comparable. The hospitals and doctors I used took Medicare assignment and also had agreements with BCBS..
There’s no way I switch to an ‘Advantage plan’ to save costs on prescriptions and cut down the cost of my Plan F....
Good summary by Kiplinger’s. Thanks for posting.
Not where I'm at! My mom is in an assisted care facility here in Central Missouri and it's $72,000 a year.She has a long care policy that covers half of that plus her social security and retirement check covers all but a couple hundred dollars of that.
My part D Medicare advantage from United Health Care in Wisconsin has dental, vision and no co pay mail order prescription benefits. We are happy with it
If you’re looking for information on Medicare and Medicare Advantage plans, the best people to talk to are Joe Namath and Jimmie JJ Walker.
ping