Equifax says I was breached. The only reason I might file a claim is to get the free credit monitoring.
The article says that service is worth hundreds of dollars per year.
I don’t know about that. I do know I’ve lived 61 years without credit monitoring so is this really a big deal?
We have until next year to file - so I’ll wait and see....
“The only reason I might file a claim is to get the free credit monitoring”
Those are the guys who will ‘breach’ your privacy
Most credit card companies offer that service for free.
It’s not worth hundreds a year. I think with USAA I pay like 10/month for it...at most 12. So depending on where you get it ~$150.
I do it because I had some prior issues with identity theft. I keep getting offered additional because of everyone getting their data breached, but it’s not worth the additional hassle.