Posted on 03/09/2017 7:24:19 AM PST by rightwingintelligentsia
I filed my tax return in early February, the old fashioned way, by mail. I've done this for several years running with no problem.
I checked the status of the refund on the IRS.gov site, which indicated that my refund was to be direct deposited to my account on February 27. Well, that date came and went with no deposit to my account. I double-checked the routing and account numbers on my return, and they apparently were correct.
Last week, I checked the IRS site again, and now it read that my bank had rejected the deposit so they were planning to mail me the check to the address on the tax return. They said I had to wait until April 6 to contact them in the case it wasn't received. I called the bank, and they said they had no record of receiving and/or rejecting a direct deposit to my account.
My question is, is it possible that I was the victim of identity theft?
What’s a tax refund? I always pay on the 15th. If I get a refund must have screwed up somewhere.
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Really? Most people think the opposite is true. Why would you screw up and have to pay even more to the IRS?
And don’t claim that an IRS refund cost you money in interest lost. What with rates at .010% - that dog don’t hunt.
The story of the Atlanta single address with refunds sent to it from tens thousands of separate filings is pertinent. Along with the hacking of SS#s on the fedgov office of personnel management and the incompetent woman running that. Which we never heard anything more about— other than the usual horse crap handed out by any human resource dept about “kits” to repair the damage.
Here’s an idea— why don’t we all just DROP the internet. Force other systems to come to the fore. And, in so doing take a huge pay cut and cut in competitiveness.
The story of the Atlanta single address with refunds sent to it from tens thousands of separate filings is pertinent. Along with the hacking of SS#s on the fedgov office of personnel management and the incompetent woman running that. Which we never heard anything more about— other than the usual horse crap handed out by any human resource dept about “kits” to repair the damage.
Here’s an idea— why don’t we all just DROP the internet. Force other systems to come to the fore. And, in so doing take a huge pay cut and cut in competitiveness.
Most people who are self-employed choose to underpay their quarterly tax payments and pay the balance on April 15 - having earned some interest or other earnings on their own money.
For those getting refunds, I strongly urge them to file online as opposed to mailing their returns in. By doing it online, they can track everything as it moves through the system and tax refunds are usually deposited within 7 days of filing. 2-3 weeks at the most.
If there is a physical bank, I'd drive to it and meet face to face with a representative.
Also, the routing number is different from a mailing address. Banks and the IRS use the routing number to transfer payments electronically. It is a rather long nonsensical number (usually the number at the bottom of your paper check) and it is easy to make a mistake. However, your bank will be able to sort it out for you and you will know if there was ID theft.
Also, it is moot for this transfer, though since the IRS has already given up and will be sending a paper check.
Good luck!
Yup
Then I would be on phone to IRS immefiately
If you did the return by hand then it is either read by a scanner or input manually. Even if you wrote it correctly in may not have been input correctly.
Income tax withholding is voluntary, you do not have to let Uncle Sam hold your money. If you have to pay a large tax payment at filing, the IRS wants to fine you, but they never give you any extra for with holding too much.
Set up your taxes so you pay them $100 at tax time every year. Failing to do this can delay getting YOUR money for up to 1 year from when you file (that is is fraud is involved)
sources:
http://www.fraud-magazine.com/article.aspx?id=4294982014
http://www.nbcnews.com/business/taxes/tax-refund-fraud-soaring-little-irs-can-do-n304951
I am self employed, own a business. Makes more sense to reinvest funds in the business than to get a refund.
The only way I could unstick things and get it resolved was to call my U.S. congressman and have them get the Taxpayer Advocate Service to call me. They have people who can get deeply into the IRS and force mistakes to be corrected.
The first two times, I tried to call the Taxpayer Advocate Service on my own and got nowhere. Having my congressman involved seemed to be necessary.
It sounds like the IRS ACH information did not completely align with your address or name at the bank.
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