You may have hit the nail on the head regarding my wife and me. 63 years old and no health insurance.
That’s why I’m eating hard boiled eggs from our chickens and as Y type this munching on plain almonds and Pecans. I’m going to bite into my apple in a couple of hours.
It does bother me that I can't get a catastrophic high deductible policy for accident or major disease. Policies that compete with "B" and "D" aren't allowed. There's no way I'm paying for part B, which subsidizes services I don't use or Part D which is for pharmaceuticals.