It does bother me that I can't get a catastrophic high deductible policy for accident or major disease. Policies that compete with "B" and "D" aren't allowed. There's no way I'm paying for part B, which subsidizes services I don't use or Part D which is for pharmaceuticals.
My wife got so sick that she went to the doctor monday. It turned out that it was just a virus and, sure enough, though it was bad for a few days, she’s fine now.
It cost us a prescription for strong cough syrup ($10) and a $50 doctors visit.
Since the bronze plan would cost over a thousand a month for just one of us and that is with around a $7,000 deductible, I think the fifty bucks was fine. :)
Our primary care provider is the best physician I’m aware of. He goes by the name of Jesus. He’s doing an amazing job!