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The market is going to suck for the next 10 years, you're going to have to double your life savings
Business Insider ^ | 04/27/2016 | Rachel Butt

Posted on 04/27/2016 5:26:17 PM PDT by SeekAndFind

The "golden age" of stock market returns is over.

That's the summary of a big piece of research from the McKinsey Global Institute (MGI), which estimated returns over the next 20 years in US and Western European markets under two scenarios. The first assumes that today's slow-growth environment remains, while the second models faster growth as technology improves.

It concluded that in neither case would returns match those of the past 30 years. For US and European stocks, the difference between past and future annual returns could range from 1.5 percentage points to 4 percentage points. The gap for fixed-income could be even wider, between 3 and 5 percentage points for most countries, the report notes.

"What's surprising is that even if there's higher GDP growth, we find that returns in equity and bonds over the next 20 years would still be lower," Susan Lund, a partner at the institute and one of the coauthors of the report, told Business Insider.

mck scenarios1McKinsey Global Institute


mck scenario 2McKinsey Global Institute analysis


That means investors will have to save more, retire later, or live less comfortably during retirement, which could further drag down economic growth. A seemingly small difference in numbers can actually be pretty scary.

(Excerpt) Read more at businessinsider.com ...


TOPICS: Business/Economy; Society
KEYWORDS: market; retirement; savings; stocks
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To: WENDLE

5 to 10 % beats BS


21 posted on 04/27/2016 6:28:41 PM PDT by mylife (The roar of the masses could be farts)
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To: mylife

I’m just say’n This entire corrupt bribed government is fix’en to change. The FED is just a bunch of political puppets — all of them. IMO ,they all get off shore bank accounts in their dead parents names. They have crippled this nation with no lending to businesses for a reason. Communists don’t like “business” and profit driven enterprise. They were glad to drive it to China and Mexico to force the people on their knees for full dependence. We have a chance to crush them.


22 posted on 04/27/2016 6:30:30 PM PDT by WENDLE (TRUMP IS THE GREATEST AMERICAN SINCE GEORGE WASHINGTON!!)
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To: mylife

Absolutely. All we have to do is quit spending so much and quit printing money for unearned income credits and we take off!!


23 posted on 04/27/2016 6:33:15 PM PDT by WENDLE (TRUMP IS THE GREATEST AMERICAN SINCE GEORGE WASHINGTON!!)
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The index GIVETH and the index TAKETH AWAY


24 posted on 04/27/2016 6:34:17 PM PDT by mylife (The roar of the masses could be farts)
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To: WENDLE

they have our minds all monkeyed up.

I cant write a thesis here but it’s true

They divide us along class lines an eff us both


25 posted on 04/27/2016 6:37:27 PM PDT by mylife (The roar of the masses could be farts)
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To: mylife

I agree. We see it . Many don’t but can if they get the information. If you watch the network “ morning shows” — instead of telling fine people what is going on they dwell on Ling Ling the pregnant panda and Orka at sea world. They obfuscate in order to confiscate not only the mind but your stuff!!


26 posted on 04/27/2016 6:41:12 PM PDT by WENDLE (TRUMP IS THE GREATEST AMERICAN SINCE GEORGE WASHINGTON!!)
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To: WENDLE

Ahh the human condition...

https://tse1.mm.bing.net/th?id=OIP.M2e82d6aa2de67fcd7ab21418bfcef110o0&pid=15.1


27 posted on 04/27/2016 6:50:45 PM PDT by mylife (The roar of the masses could be farts)
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To: stephenjohnbanker; Travis McGee

Kondratieff Winter.


28 posted on 04/27/2016 6:52:25 PM PDT by Black Agnes
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To: WENDLE

Opps..I blame that on Bill Gates, drat his hide...

https://tse1.mm.bing.net/th?id=OIP.M2e82d6aa2de67fcd7ab21418bfcef110o0&pid=15.1


29 posted on 04/27/2016 6:56:26 PM PDT by mylife (The roar of the masses could be farts)
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To: SeekAndFind

Yada yada. More predictions from “experts” who have never guessed anything right. It could be 40 years. Or 2. Or never happen.


30 posted on 04/27/2016 6:58:17 PM PDT by Seruzawa (If you agree with the French raise your hand. If you are French raise both hands)
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windows 10 is crap

gnight


31 posted on 04/27/2016 7:02:29 PM PDT by mylife (The roar of the masses could be farts)
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To: proxy_user
PS. There is certainly nothing worth buying right now!

There's always something worth buying. The trick is figuring out what it is. For instance, a couple decades ago I bought a penny stock in a company making gaming machines, probably bought it at 8 cents a share. Then Indian casinos started sprouting everywhere and the stock went to about $8 dollars a share, and I sold. Kicked myself because it continued to grow several times that.

When people are miserable, they turn to gambling, booze, drugs, and other diversions. Invest in companies that sell to people in misery.

32 posted on 04/27/2016 7:08:06 PM PDT by roadcat
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To: Da Bilge Troll

Well, we have a Descent president right now...


33 posted on 04/27/2016 7:19:51 PM PDT by Vendome (Don't take life so seriously-you won't live through it anyway - "Enjoy Yourself" ala Louis Prima)
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To: beethovenfan

One of the Butt sisters?


34 posted on 04/27/2016 8:02:22 PM PDT by jospehm20
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To: mylife

Nothing wrong with people being responsible for saving for their own retirement. It’s not a company’s responsibility to take care of their employees from hiring to the grave. Most companies and public sectors providing big pensions are going broke. Most have severely downsized the pensions, of the companies still offering them.

The problem is government intervention in the stock market and a diminishing economy that creates bubbles that lose the average 401k investor money.


35 posted on 04/27/2016 9:04:11 PM PDT by CottonBall
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To: SeekAndFind
The market is going to suck for the next 10 years, you're going to have to double your life savings

Thanks, Barry Soetero!

How many more trillions$ can you add to the national debt in 8 months?

36 posted on 04/27/2016 10:27:33 PM PDT by publius911 (IMPEACH HIM NOW evil, stupid, insane ignorant or just clueless, doesn't matter!)
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To: Vendome
Well, we have a Descent president right now...

Well, dang it!

He ain't descending fast enough!

37 posted on 04/27/2016 10:37:34 PM PDT by publius911 (IMPEACH HIM NOW evil, stupid, insane ignorant or just clueless, doesn't matter!)
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To: Vendome
"Descent president "

oops

38 posted on 04/28/2016 7:12:29 AM PDT by Da Bilge Troll (Defeatism is not a winning strategy!)
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