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To: MtnClimber

I had a conversation over Christmas with a relative and we both concluded that the best thing we can do with our money is to spend it. Saving is for suckers anymore. You’ll just be penalized when you retire as being one of the “wealthy” whereas if you live the good life and spend everything, you can scream for your handout just like everyone else.


3 posted on 12/31/2015 10:38:31 AM PST by Opinionated Blowhard ("When the people find they can vote themselves money, that will herald the end of the republic.")
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To: Opinionated Blowhard
Au Contraire Kimo Sabe. There are many excellent equities which pay a handsome dividend each quarter, (i.e. on the order of 4-10% per annum) IMO, a few good issues will substitute for a savings account with a good return.

Do the math.

5 posted on 12/31/2015 10:48:23 AM PST by Banjoguy
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To: Opinionated Blowhard

Our preference is the Dave Ramsey plan - pay off all your debt.


20 posted on 12/31/2015 11:50:46 AM PST by tbw2
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To: Opinionated Blowhard

I have the difference after insurance on a replacement 2016 Tacoma on the books now. Insurance went a fair way but naturally not all.

I’ve done the math and barring disasters I can pay it off in a year. It may be water and ramen noodles but I prefer to be rid of expenses.


22 posted on 12/31/2015 11:53:40 AM PST by wally_bert (I didn't get where I am today by selling ice cream tasting of bookends, pumice stone & West Germany)
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