Our preference is the Dave Ramsey plan - pay off all your debt.
I never heard of Dave Ramsey when I emerged from a very NASTY and expensive divorce, in 1996, I was broke, very.
My father was LDS and I followed what my Grandfather taught about being in debt, don’t, a man is a slave to his debtors.
By 2000 I was debt free, takes work, but it feels great to be able to do what you want and owe no man.
I started to listen to Dave when he started to broadcast in my area sounds like he took lesions from my Granddad.