Posted on 11/07/2013 9:16:46 AM PST by GYPSY286
Has anyone heard that Obamacare offers plans (to the low income people) that have NO deductibles or co-pays? Someone I know is insisting that it was he got - at $80 per month.
Yes. It’s called Medicaid.
I would say Medicaid but he wouldn’t have to pay $80 a month for that. It’s just a purely socialist handout.
I agree that he was probably enrolled in Medicaid.
http://obamahealthcareplansfl.com/
this is a chart listing copays and deductibles according to income and the more you make, the more you pay.
That is a great resource!! You should post it to its own thread it’s very helpful.
Thanks again for posting.
Reading the premium chart for a two person household making only $40,000 they will have to pay $300 a month!!! That’s crazy!!! And THIS is “helping” the poor and middle class?!
Granted that’s for the “silver” plan but I can’t imagine the “bronze” is much better.
I haven’t tried posting charts or pictures on FR, fell free to post it if you like.
I have not seen a sliding scale like that pertaining to copays and deductibles in my state — it is always a fixed table across income bands. But I will go back and look closer; perhaps the scale is implied. The EOB is going to be a nightmare. And from the provider’s point of view for collecting copays: impossible.
Actually Medicaid can have what is called a share of cost based on income. It is not a copay as some seem to call it because that seems to be the easiest way to explain it.
It is a per month share of cost. If they go to the doc, hospital, etc. they have to pay $80 before Medicaid will pick up the rest for that specific month. It is a per month share of cost so it doesn’t matter whether you use it or not it just rolls to the next month....$80.
At one time I was a Medicaid eligibility worker in California....what we call MediCal.
The craziest part is that if the 2 persons in the household are married and they divorce, they can each get subsidies based on their own individual incomes instead of combined. Which is why 0care will increase the divorce rate.
Thank you.. I didn’t know that.
Medicaid = deadbeats = no cost
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