[Jemian]

We're still feeling the damage from all the tornadoes of 2011. The tornadoes themselves didn't damage my house at all. Nothing! But we just got the bill for our annual homeowners premium. It is a 120% increase.

[rightly_dividing]

120% increase? just wait till they drop your wind coverage altogether. Then the crying really begins. After Katrina my homeowners policy dropped the wind coverage altogether, so the only company left that offered wind was 300% higher. And that was a deal compared to buying wind coverage from the state's wind consortium (400% increase just for wind, to be added to a windless HO policy). I was not waterfront, but my county was coastal and I was just barely halfway between north and south, distance wise. I did not have a Katrina claim, either.