[Army Air Corps]

Vinny “The Knife” is impressed.

[mnehring]

I sure would hate to see his credit for him to get that.

[Red in Blue PA]

Whatever happened to usury laws????

[EggsAckley]

“I think you’re beginning to border on deception there.”

Paging Captain Obvious, white courtesy phone for Captain Obvious.

[Sax]

Man Offered Table - Told to Bend Over It

[Paved Paradise]

It must be the “new” government credit card being issued by the White House.

[Paved Paradise]

It must be the “new” government credit card being issued by the White House.

[bigbob]

For the credit-worth deadbeat

[M203M4]

A credit card company so powerful...IT FORCES YOU AT GUNPOINT TO ACCEPT THE CARD! It even tries to force you to refuse to read the contract terms. If you are foolhardy enough to resist, your attempts to read the contract will be stymied by smaller font - FORCING you to sign despite being able to easily read the contract.

[alice_in_bubbaland]

Must have been Bank of America, they’re scum. :)

[tiki]

Kind of like some of those “rent to own” places, you could save up the cash to purchase outright in a couple of months.

[Cyman]

I am a firm believer in the capitalist, minimal regulation system but for the first time I wish that I was a politician. I would spend my days finding out who the corksucker was that ok’d that 79.9% rate and I would pledge on my mother's grave to make the rest of his days hell on earth.

You just know that it's is someone that kicks dogs and cats when he thinks nobody is watching.

[chiefqc]

Did it hve a picture of “The Chosen One” on it?

[Swordmaker]

Just wait till you meet our collection department, Vincent “Knuckles” delToro and Giuseppi “Kneecaps” Schwartz. They are very effective.

[firebrand]

Capital One used to have a card that you had to put money on before you could use it. The only value was convenience, for ordering by phone and the like. You wouldn’t use it in public, as it screamed “loser!”

[IamConservative]

I read the story and had a completely different take for some reason. The card has a $300 limit and is offered to people who have bad credit but are deemed to be credit worthy. If you had lost a job, lost a house, etc. and were getting back on your feet, this card could help you build your credit back up. Pay your $75 annual fee, put $300 a month on it and pay it off each month. It has a price and purpose. Spending beyond your means is not the purpose.

I would agree though, anyone who would get a card with a $300 limit, essentially pocket money nowadays, max it out and pay the 79% interest should be removed from the gene pool.

Running up big credit card balances and paying 20% interest is only marginally more intelligent than this offer.