Free Republic
Browse · Search
Bloggers & Personal
Topics · Post Article

Skip to comments.

Buy the Bitcoin Dip? Why Ric Edelman Still Thinks Portfolios Should Hold Up to 40% Crypto (Dec 2025)
https://finance.yahoo.com ^ | December 7, 2025 | James Rubin

Posted on 02/05/2026 4:42:35 PM PST by 11th_VA

Ric Edelman isn’t budging from the groundbreaking cryptocurrency investment strategies he urged six months ago, even as Bitcoin lingers far from its record-breaking heights.

The founder of the Digital Assets Council of Financial Professionals views the current environment—with Bitcoin falling back below $90,000 going into the weekend—as an opportunity to buy the asset before it inevitably regains momentum.

“Right now, the message is simple and compelling,” he recently told Decrypt. “If you liked Bitcoin at $100,000 or $125,000, you have to love it at $85,000. This is the same message that advisors give their clients anytime the stock market declines, and we have seen 20%-30% declines in the S&P 500 as well.”

He added: “We know that market periods of significant decline represent buying opportunities for long-term investors. The same is true here for crypto.”

In a white paper released in June, Edelman recommended a 10% crypto allocation for conservative investors and up to 40% for more aggressive portfolios, shaking up a financial advisory world that has been slow to embrace digital assets.

The co-founder of Edelman Financial Engines—a nearly $300 billion asset manager—had previously advocated for “low single-digits” investments in crypto, but said he had been swayed by “dramatically improved regulatory clarity and institutional engagement in crypto.” …

(Excerpt) Read more at finance.yahoo.com ...


TOPICS:
KEYWORDS:

Click here: to donate by Credit Card

Or here: to donate by PayPal

Or by mail to: Free Republic, LLC - PO Box 9771 - Fresno, CA 93794

Thank you very much and God bless you.


Navigation: use the links below to view more comments.
first 1-2021-30 next last
40% !!!! Yikes !!! - Look out below !!!
1 posted on 02/05/2026 4:42:35 PM PST by 11th_VA
[ Post Reply | Private Reply | View Replies]

To: 11th_VA

Well it will be about $60k by morning…so it will be a real bargain.


2 posted on 02/05/2026 4:43:28 PM PST by Vermont Lt
[ Post Reply | Private Reply | To 1 | View Replies]

To: Vermont Lt

Hahaha - a real love fest !


3 posted on 02/05/2026 4:44:43 PM PST by 11th_VA
[ Post Reply | Private Reply | To 2 | View Replies]

To: 11th_VA
10% is about the most you should have in anything except maybe an index fund.

But do as you like.

4 posted on 02/05/2026 4:49:56 PM PST by Harmless Teddy Bear (The tree accused of killed Sonny Bono was planted.)
[ Post Reply | Private Reply | To 1 | View Replies]

To: Harmless Teddy Bear

Edelman is a pretty notable Financial Advisor - he manages billions - have to imagine he has a lot of depressed clients


5 posted on 02/05/2026 4:55:41 PM PST by 11th_VA
[ Post Reply | Private Reply | To 4 | View Replies]

To: 11th_VA

If you burn $20 bills, you can stay warm. Bitcoin and Silver just get you heated up these days. Silver down 37% in the last 5 days, Bitcoin 18.5%, Gold only down 9%.

On the other hand, WTI is down about a half a percent in the last week.


6 posted on 02/05/2026 4:55:53 PM PST by PAR35
[ Post Reply | Private Reply | To 1 | View Replies]

To: Vermont Lt
Well it will be about $60k by morning…so it will be a real bargain.

Nope. It hit that already today and bounced EXACTLY at $60,000.00, which is quite unusual and shows very large limit orders there.

7 posted on 02/05/2026 4:59:41 PM PST by montag813
[ Post Reply | Private Reply | To 2 | View Replies]

To: 11th_VA

I hope my peeps here cashed out of some profits on stonks, crypto and metals recently? If so hold that cash and wait. When the Nasdaq falls 10-20%, buy AAPL, GOOG and AMZN.


8 posted on 02/05/2026 5:00:54 PM PST by montag813
[ Post Reply | Private Reply | To 1 | View Replies]

To: 11th_VA

“This is the same message that advisors give their clients anytime the stock market declines”

Not exactly. Advisors i know would recommend a diversified portfolio and dollar cost averaging over time into all sorts of funds. No one can predict tops and bottoms. Stay disciplined and invest a significant chunk of your paycheck every month and in 30+ years you will have a nice retirement nest egg

If one wants crypto then figure out what percentage of the portfolio should be made up of crypto and move towards that.


9 posted on 02/05/2026 5:17:37 PM PST by plain talk
[ Post Reply | Private Reply | To 1 | View Replies]

To: 11th_VA

“Buy them, dips! Er... I mean, Buy the dips!” rofl


10 posted on 02/05/2026 5:18:08 PM PST by Nervous Tick (Hope, as a righteous product of properly aligned Faith, IS in fact a strategy.)
[ Post Reply | Private Reply | To 1 | View Replies]

To: 11th_VA

Bitcoin topped at $124,000 early in 2025. It is now down 50%

Silver topped at $120 5 days ago and now it is down 50%.

It has been brutal crypto, silver, and gold market.


11 posted on 02/05/2026 5:19:15 PM PST by Presbyterian Reporter
[ Post Reply | Private Reply | To 1 | View Replies]

To: 11th_VA
Bitcoin appears 513 times in the latest tranches of Epstein files.

Explore yourself!

https://www.jmail.world/

12 posted on 02/05/2026 5:25:19 PM PST by C210N
[ Post Reply | Private Reply | To 1 | View Replies]

To: Presbyterian Reporter

I have a friend who’s been off-the-charts bullish on bitcoin & precious metals for more than two years... she’s done well and is likely still ahead... but I hope she took some profits at the top.


13 posted on 02/05/2026 5:27:53 PM PST by irishjuggler
[ Post Reply | Private Reply | To 11 | View Replies]

To: Harmless Teddy Bear

My wife put 100% of her ROTH into Apple stock about 28 years ago.

I put 100% of my IRA into ETN about 13 years ago.


14 posted on 02/05/2026 5:41:04 PM PST by TexasGator (/.)
[ Post Reply | Private Reply | To 4 | View Replies]

To: 11th_VA
Perhaps.

He is undoubtedly smarter and more informed then I. And I likely have a much lower tolerance for risk. I follow the ten percent rule to keep any hit manageable.

I have missed out on chances to make a lot of money and even more chances to lose a lot of money.

15 posted on 02/05/2026 5:42:49 PM PST by Harmless Teddy Bear (The tree accused of killed Sonny Bono was planted.)
[ Post Reply | Private Reply | To 5 | View Replies]

To: TexasGator

Isn’t free will lovely?


16 posted on 02/05/2026 5:44:45 PM PST by Harmless Teddy Bear (The tree accused of killed Sonny Bono was planted.)
[ Post Reply | Private Reply | To 14 | View Replies]

To: 11th_VA

Don’t try to catch a falling knife.


17 posted on 02/05/2026 5:50:23 PM PST by crusty old prospector
[ Post Reply | Private Reply | To 1 | View Replies]

To: 11th_VA

The first Bitcoin transaction was for 41$ worth of pizza. It took 10,000 coins.


18 posted on 02/05/2026 5:53:01 PM PST by Nateman (Democrats did not strive for fraud friendly voting merely to continue honest elections.)
[ Post Reply | Private Reply | To 1 | View Replies]

To: Vermont Lt
Ric Edelman really bet the ranch on this entity or whatever it is.
19 posted on 02/05/2026 5:53:47 PM PST by af_vet_1981 ( The bus came by and I got on, That's when it all began.)
[ Post Reply | Private Reply | To 2 | View Replies]

To: 11th_VA

Other than Bitcoin and Silver, what significant investments are approaching bargain territory?

MSTR (”Strategy”, which leverages Bitcoin)?


20 posted on 02/05/2026 6:10:34 PM PST by UnwashedPeasant (The pandemic we suffer from is not COVID. It is Marxist Democrat Leftism. )
[ Post Reply | Private Reply | To 1 | View Replies]


Navigation: use the links below to view more comments.
first 1-2021-30 next last

Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.

Free Republic
Browse · Search
Bloggers & Personal
Topics · Post Article

FreeRepublic, LLC, PO BOX 9771, FRESNO, CA 93794
FreeRepublic.com is powered by software copyright 2000-2008 John Robinson