Posted on 06/06/2023 4:15:36 PM PDT by murron
I have never even heard of TwitchTV.
You’re a frikkin murron
I had a small amount fraudulently charged to my credit card once.
I called the credit card company and they were good about removing the charge and sent me a new card.
Then it showed up the next month on the new card.
I called them again and they removed the charge from the second card.
We repeated this stupid dance for six months—six different credit cards.
I searched online and found out that these brain dead credit card companies give vendors the numbers of the new cards without the customer’s permission in a massive ongoing data dump.
I then canceled the card—it was the only way to stop the charges.
How do you “lock” a debit/credit card?
When I buy something online I add my credit card, make the charge, then delete the card from the account.
There is another way?
We just found my mom’s checking account being drafted from for someone to a Capital One account.
Froze that account, got new account, but still having some fall-out from it.
She had that account more than 40 years. Never seen anything like this happen before.
Most credit cards (when you log in online) allow you to ‘lock’ your card from charges, in case you lose it or something -
I will have to look. I have never seen it, and I log in a couple times a month.
Do you have kids?
It’s just my husband and me. We’re both in our 70s and live off of our social security income. Usually don’t keep money in this account. Withdraw it to pay bills and it gets depleted pretty fast. What I’m suspicious of is that these charges showed up the day my social security direct deposit went through. Coincidence? I think not.
Maybe someone, somewhere.
Could be someone scanning your card when at the ATM.
You could make a report to your police dept. but they probably will pick lint from their belly buttons instead of opening a case. If you’ve done any online shopping in the past 6 months, put the company in your report. An employee at a company could be the culprit.
Debit and credit cards have a lock feature. Website or app will have a ‘Manage Card’ or similar menu selection. Also you can probably ask the Customer Service chat bot. I had to search for it on my credit card app and it’s clunky to get to and use but it helps. IME the debit card is more vulnerable.
Never heard of twitch until I saw hundreds of dollars charged to my checking account. I never use my debit card outside ATM withdrawals.
I challenged the charges and got all my money back.
Your first mistake was owning a TV.
Your second mistake was turning it on.
You associate a bank account with them, then you can instantly create credit cards. The advantage is the cards are non-transferable to another merchant - once you spend at a location, an employee cannot scrape your number and use it anywhere else online. You can limit the amount per card, the frequency of events, you can pause it when you aren't actively using it to transact. You can also create one-time "burner" cards.
I use ONLY these cards for online purchases. Years ago when I had DISH, I simply paused the card authorized for them when I canceled the service. That way, there would be NO "accidental" charges I'd have to beg to be refunded.
If you're worried about access to your bank account, I use a secondary account which I transfer funds into from my primary checking.
That’s exactly what happened to us. The bank called us before we knew what happened.
It was more like $100.
And it was on an ATM/debit card never used for anything but depositing checks into that banks ATM.
It’s Truist bank, by the way. Not very impressed with them.
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