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America's College Bubble Next to Burst, Says NIA ('College Conspiracy' documentary)
PR Newswire ^ | May 7, 2011 | Gerard Adams

Posted on 05/07/2011 5:50:44 PM PDT by 2ndDivisionVet

The National Inflation Association (NIA) - http://inflation.us - is pleased to officially announce that it will soon be releasing its hour long documentary 'College Conspiracy', which will expose the U.S. college education system as the largest scam in U.S. history. NIA has been producing 'College Conspiracy' for the past six months and plans to release the movie on May 15th. NIA members will be given the first opportunity to watch this must see documentary, which we hope will change the college education industry for the better.

NIA expects 'College Conspiracy' to take college education by storm and expose the facts and truth about tuition inflation to prospective college students. Almost everybody applying to college has heard the oft-repeated statistic that Americans with college degrees earn $1 million more in lifetime income than high school graduates without a degree. This is one of those statistics that gets repeated so many times that just about everybody accepts it as fact, but nobody actually does the research to confirm whether or not it is true. 'College Conspiracy' will prove once and for all if indeed this so-called statistic is true or just a myth.

If 70.1% of high school graduates enroll in a college or university, how does a college degree give you an advantage over the rest of the population? Back in the early 1960s, Americans didn't need to go to college. We were a creditor nation with a strong manufacturing base. With an unemployment rate of only 5%, jobs were available to almost everybody. Less than 50% of American high school graduates enrolled into college. For those who did attend college and graduate with a degree, it was actually something special that made you stand out from the rest of the field, because not everybody had one.

American college tuition inflation has been out of control for the past decade. During the financial crisis of late-2008/early-2009, almost all goods and services in America at least temporarily declined in price. The only service in America that continued to rise in price throughout the financial crisis, besides health care, was college education. Despite real unemployment in America reaching 22%, students were brainwashed into believing that if they were lucky enough to be blessed with the privilege to get half a million dollars into debt to obtain a college degree, they will be on a path to riches and have a guaranteed successful career; whereas those who don't attend college are destined to be failures in life.

The current college education bubble is one of the largest bubbles in U.S. history. The college bubble has been fueled by the U.S. government's willingness to give out cheap and easy student loans to anybody who applied for them, regardless of if they will ever have the ability to pay the loans back. Student loan debt in America is now larger than credit card debt, but unlike credit card debt, student loan debt can't be discharged in bankruptcy.

During the 1970s, college students were able to afford their own college tuition without getting into any debt, simply by working a part-time job year round or by working a full-time job during the summer. Not only that, but most college students were also able to afford their own car and a small apartment. However, since 1970, Americans have experienced a 50% decline in their standard of living due to the Federal Reserve's dangerous and destructive monetary policies. You never heard of parents setting up college savings accounts for their children 40 years ago, but thanks to the Federal Reserve, this has become the norm.

The biggest competitive threat to Wal-Mart today in terms of market cap ($192 billion) is not Target ($35 billion) like you might think, but is actually Amazon.com ($89 billion). Wal-Mart is able to offer the lowest prices out of all brick and mortar retailers, because of the size and scope of the company, which allows them to be profitable even at extremely low gross margins. However, while Wal-Mart's stock price is only up 16% from where it was exactly 5 years ago, Amazon.com's stock price is up 470% during this same time period.

Amazon.com's stock price has risen by a 29 times higher percentage than Wal-Mart due to the fact that they sell their products over the Internet with substantially less overhead costs. NIA believes that the future of college education is over the Internet and that Americans in the future will be able to receive a better quality education from the best professors from all around the world at only a fraction of the cost of a traditional brick and mortar college education.

For the vast majority of college courses, there is absolutely nothing that students can learn in a huge multi-million dollar lecture hall with hundreds of other students that they can't learn at home listening to that same professor on a computer. The only reason online colleges haven't taken off yet in America and still have less than a 1% market share of U.S. higher education is because America has a college-industrial complex that cares only about profits and not educating students. The people who control the system simply don't want the system to change, because they are making way too much money by turning American students into indentured servants.

Back in the 1980s when Americans graduated high school, they would get hundreds of thousands of dollars into debt to buy a house. Today, millions of Americans have mortgage-sized debts, but still live with their parents. All they have is a piece of paper called a college degree, that is rapidly declining in value even faster than tuitions are skyrocketing in price.

'College Conspiracy' was made possible by the personal stories that were submitted to us by thousands of NIA members. NIA's staff spent the past six months traveling across the country, interviewing our country's top expert guests in nine different states. Please tell all of your family members and friends to become members of NIA for free immediately at http://inflation.us so that they along with you can be among the first to see 'College Conspiracy'.

About us:

The National Inflation Association is an organization that is dedicated to preparing Americans for hyperinflation. NIA offers free membership at http://www.inflation.us and provides its members with articles about the U.S. economy and inflation, daily news stories and blog updates, and important charts not shown by the mainstream media. NIA is the producer of economic documentaries that have received a combined 10 million views including the critically acclaimed 'Meltup', 'The Dollar Bubble', 'End of Liberty', and 'Hyperinflation Nation'. NIA provides unbiased reviews of the major online sellers of gold and silver bullion and also offers profiles of gold, silver, agriculture, oil, and alternative energy companies that could prosper in an inflationary environment. NIA is the creator of 'NIAnswers', the world's most comprehensive database of questions and answers about inflation, currencies, debt, and precious metals.


TOPICS: Business/Economy; Conspiracy; Education; Politics
KEYWORDS: approvals; authorizations; economy; education; elite; inflation; licenses; unemployment
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To: latina4dubya; Celtic Cross

College of the Ozarks, Hard Work University
http://www.cofo.edu/future.asp


41 posted on 05/07/2011 7:47:59 PM PDT by 2ndDivisionVet (Work hard and become a leader; be lazy and never succeed. (Proverbs 12:24))
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To: haroldeveryman
I don’t think that Hillsdale College accepts taxpayer money.

Exactly my point. There used to be lots of private colleges around but once they started to realize they could get the federal grant money they just couldn't resist. As with all federal money, strings will be attached at some point.
42 posted on 05/07/2011 7:55:49 PM PDT by cripplecreek (Remember the River Raisin! (look it up))
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To: 2ndDivisionVet
I teach accounting at a college. I am a damn good at it.

I also teacher computers. A moron could teach what I teach in the computer lab.

So there are classes that must be taught at school and there are classes that do not need to be taught at school.

43 posted on 05/07/2011 8:06:27 PM PDT by Porterville (Methink'st thou art a general offence and every man should beat thee.)
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To: TruthConquers
I was at a birthday party for one of my son's friends, all kindergartners plus some older siblings. The mother was talking about going back to school and she's working on her nursing degree. I congratulated her for going back now that her youngest was in school. She said no, that wasn't the factor, it was because she had 2 business degrees (BS and MBA) but had been laid off so long she needed a degree she could find work in. So she's back to nursing school, despite having dropped out of medical and into business 15 years prior. Another mother commented how she'd finished her nursing degree at said school and was working. Might go back to get physician assistant, due to the pay. Third woman had to leave early, to go to her nursing clinicals that afternoon at the hospital, while the child was running around at the party. 1 nurse, 1 almost nurse, 1 in training nurse. 2 of whom had other degrees but no longer had work in it.

All I could think of was the wasted time and money spent getting the useless degrees, and how glad I was to seek alternative employment instead of racking up additional credentials because the bosses said "we'd consider you for a promotion if you got an MBA, Master's, etc.".

44 posted on 05/07/2011 8:06:30 PM PDT by tbw2
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To: KoRn
Aside from technical or other schools that teach a specific trade, colleges are utterly worthless. During my working career, I’ve found that the more “educated” someone is, the more dumb/stupid they tend to be

I have heard this from the Starbuck's barristas while I'm preparing a lecture that pays me 50 - 100 dollars per hour.

Time is money... ignorance is eternal... ugliness is to the bone.

45 posted on 05/07/2011 8:08:31 PM PDT by Porterville (Methink'st thou art a general offence and every man should beat thee.)
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To: cripplecreek; SC_Pete; latina4dubya
Father Fessio & Ignatius Press are establishing the following online opportunities:

With the assistance of Ignatius Press and the Angelicum Academy, the College of St. Thomas More is launching the first comprehensive (48 credit hours) Great Books courses online—complimented by 12 credit hours of Catholic theology taught by Ignatius Press Founder and Editor, Fr. Joseph Fessio, S.J., Th.D. These classes will all begin this Fall term (Sept. 1, 2011), with more to follow in subsequent years, leading to a bachelor’s degree in the liberal arts (BA).

An Affordable College?!

Online education reduces so many costs associated with a campus (such as expensive dorms, board, campus maintenance and staff). It offers a new opportunity for students and their families to afford college once again, without incurring crushing student loan debt. Compare the average costs at various types of colleges in the chart below, including tuition, fees, room, board, books, etc. as calculated by the College Board.

COLLEGE COST COMPARISON CHART

COLLEGE TOTAL ANNUAL COST*SEMESTER COSTPER CREDIT HOUR

Private 4-year College Average$ 39,028$ 19,514$ 1,174

Public 4-year College Average (out-of-state)$ 30,916$ 15,458$ 930

Public 4-year College Average (in-state student)$ 19,388$ 9,694$ 583

Public 2-year Community College Average$ 14,285$ 7,142$ 430

U. of Phoenix (online)$ 12,100$ 6,050$ 403

College of St. Thomas More Online$ 7,099#$ 3,550$ 214

*College Board Annual College Cost Calculator (for all costs) ^Assuming 33.25 credit hours per year ( 1/4th of a 133 hour, 4-year bachelor’s degree)

# with CSTMO April Early Enrollment Discount; 15 hours would be $ 3,230

The College of St. Thomas More is an accredited, Catholic college, approved by the State of Texas to award a bachelors degree (BA) upon completion of a unique curriculum based on the Great Books.

JOIN US FOR LIVE, ONLINE GREAT BOOKS COURSES (WITH TWO TUTORS IN EACH CLASS)AND FATHER FESSIO FOR THEOLOGY ONLINE.


46 posted on 05/07/2011 8:09:06 PM PDT by jobim
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To: jobim

Private 4-year College Average $ 39,028 $ 19,514 $ 1,174

College of St. Thomas More Online $ 7,099 $ 3,550 $ 214


47 posted on 05/07/2011 8:17:25 PM PDT by cripplecreek (Remember the River Raisin! (look it up))
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To: Rona_Badger
Young people today form their personas behind computer screens and the psychological repercussions have yet to be fully examined. Perhaps that will be the next expose. <<

next time u see a reasonably bright kid with iron attached to their nose...face .. ears or ass...or God knows wherever

ask How much education they have...It will amaze ya!

Having said that..Most are all unemployed or working at temporary jobs...Happy as hell living with Mom or Dad..

(P.S... I like to engage them at McDonalds...They cant work there becauce they wont give up their “identity”...I like to have that conversation in front a somewhat new friend that works for Micky D's...She had to move to get the raise to 45K, and she doesn't have a HS diploma

48 posted on 05/07/2011 8:32:06 PM PDT by M-cubed
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To: 2ndDivisionVet

Ping!

My sister went to Harvard.....

She voted for Little Stevie Dunham....

(”Ivy League Idiocy”)


49 posted on 05/07/2011 8:33:41 PM PDT by Mortrey (Impeach President Soros)
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To: Concho

Exactly! bttt


50 posted on 05/07/2011 8:34:03 PM PDT by Matchett-PI ("Freedom's Just Another Word For Nothing Left to Tax " ~ Gagdad Bob)
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To: 2ndDivisionVet

bump for later to see if I benefited from said college bubble.


51 posted on 05/07/2011 8:50:31 PM PDT by Oratam
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To: 2ndDivisionVet

bump for later


52 posted on 05/07/2011 9:25:04 PM PDT by BallparkBoys (Rush is the Jack Bauer of American politics)
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To: 2ndDivisionVet

Yes, the college bubble will burst. If not sooner, then it will after the bond collapse and interest rate hikes. Academics had best hope that their Uncle Ben makes that ride to the bottom as gradual and smooth as possible. Otherwise, their free traitor relatives will dump employees in efforts to drop oil prices and seize the economy up in a day.

It’s late. Government spending has already taken us to the precipice, and favored constituents are surely taking us over it now.

Have fun!


53 posted on 05/07/2011 9:33:02 PM PDT by familyop ("Don't worry, they'll row for a month before they figure out I'm fakin' it." --Deacon, "Waterworld")
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To: 2ndDivisionVet
College of the Ozarks, Hard Work University

my kids' babysitter went there... it was a good match for her...

54 posted on 05/07/2011 10:02:03 PM PDT by latina4dubya ( self-proclaimed tequila snob)
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To: cripplecreek

I’m sure Hillsdale college is a fine college for those students who have ~30,000 socked away to pay for college next year.

http://www.hillsdale.edu/admissions/financialaid/costs.asp


55 posted on 05/07/2011 10:03:45 PM PDT by Immerito (Reading Through the Bible in 90 Days)
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To: 2ndDivisionVet

I’ve heard good things about College of the Ozarks.

Thanks for the link.


56 posted on 05/07/2011 10:05:46 PM PDT by Immerito (Reading Through the Bible in 90 Days)
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To: jobim
The College of St. Thomas More is an accredited, Catholic college, approved by the State of Texas to award a bachelors degree (BA) upon completion of a unique curriculum based on the Great Books.

thank you so much of for this information... we are not Catholic, but the schools we are interested in are the Catholic colleges because that's where we have found the top-notch Classical studies... we were looking into Santa Clara University and St. Mary's (Belmont) both in California... both are very expensive--but their classical studies are impressive... my son has been studying Latin for six years now, and will start Greek this summer... again, thanks much!

57 posted on 05/07/2011 10:07:13 PM PDT by latina4dubya ( self-proclaimed tequila snob)
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To: Celtic Cross

Yes. At its core, computer science is about problem solving and organizing information [for problem solving]. The amount of information is only increasing, so I expect the need for computer scientists will do likewise. Its not as easy to outsource software development tasks as people imagine. Getting it right demands tons of communication, coordination, and testing. Cultural differences don’t help that. We have no trouble placing our grads and are constantly bombarded for requests for interns.


58 posted on 05/08/2011 6:20:11 AM PDT by rbg81
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To: John.Galt2012

Thanks. Remember—just because you’re biased doesn’t mean you’re wrong.


59 posted on 05/08/2011 6:22:34 AM PDT by rbg81
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To: 2ndDivisionVet
decade. During the financial crisis of late-2008/early-2009, almost all goods and services in America at least temporarily declined in price. The only service in America that continued to rise in price throughout the financial crisis, besides health care, was college education

And what do these two things have in common: enomrous governmet subsidies and enormous government involvment/interferrence. Market forces are not at work in either of these.

60 posted on 05/08/2011 6:31:42 AM PDT by AndyJackson
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