I would suggest not having a past due balance.
I’m confused. How could they make a payment for you without your bank account information??
If they had the ability to avoid a late payment FOR you, why didn't they do it sooner to avoid the "late charge?"
Hmmmmmmmm?
This kind of stuff is happening a lot.
Chase, Citi, and Wells Fargo seem to be the big offenders.
It’s a good idea to go to those sites and remove any default accounts they may use for those “one time payments”.
As long as your bank is not the not card issuer you should be able to get these payments reversed.
The guy should contact the police about the fraud.
I, being the cynic I am- would question where the money was actually going, and what is really going on. Sounds like a convuluted mess to me.
Write a letter to your state’s attorney general’s office with a copy to Chase. Probably will not get you anywhere but will put them on notice that people will refuse to stand for the deceit.
The moral of this story is be very careful in your dealings with Chase Bank Master Card. Needless to say I will pay off the balance and cancel the card.
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No, the moral of this story is to pay your bills on time. Otherwise you VOLUNTARILY give control of your finances to others.
If this deadbeat would care to read his contract, he might find that Chase has the right to Setoff. That means that if he is delinquent on a payment, then Chase can transfer the payment from his checking account.
Whenever you call a bank customer service line there is a recording saying that the call will be recorded. Tell them you want to hear the recording.
Whenever you call a bank customer service line there is a recording saying that the call will be recorded. Tell them you want to hear the recording.
1. Call YOUR bank and report the illegal access to your account; demand a new account number with no carryover of any auto-pays you may have. Have them give you a listing of all activities on the account for the past 60 days.
2. Contact the PA State Attorney and file a ‘Fraudulent Access’ claim against Chase. I doubt it will result in any satisfaction to you, other than Chase will have to answer to the AG. It will add to any existing file the AG has for further use. Request a letter from the AG as to the number and nature of all similar fraud claims against Chase in the past year.
3. Notify your attorney, and provide him copies of any transaction records you have or obtain.
“Alinsky” Chase - MAKE THEM PLAY BY THEIR OWN RULES.
You should report them to the state banking commission and the state attorney general. sd
Chase is bizarre.
My friend ran his card up to $10,000.00 because he was out of work and trying something new. The interest rate was 13 percent.
He was paying above the minimum and on time so Chase raised the interest rate to 23 percent.
I loaned him $5000.00 to get his balance down and after he made that payment they raised the interest to 30 percent.
He almost has the rest paid off plus he is paying me back religiously. I told him to get a Discover card.
I have a Chase Mastercard that was issued through Amazon. When the card came it had a $50,000 credit limit, which I thought was way too much for something that I might carry in my wallet, so I asked them to reduce it. They refused, so I asked that the card be cancelled. They won’t do that either. So I have never taken it out of the safe. Strange is an understatement.
Chase is a problem. We never have problems with banks or credit cards. We did have problems with Chase and got away from that Bank.
The scams they run on customers are endless.
There is all manner of weirdness going on right now. I had a recurring charge from XM pop up on my Visa for a vehicle I sold over a year previously, and the fine XM call center folks in India had the nerve to argue with me about it. They kept trying to put it through, and I kept reversing it. Finally had my credit union send me a new card with a different account number.
This year, I haven’t even activated the card, and don’t plan to do so unless an emergency crops up. I just use the thing as a credit line and transfer it to checking, then pay it off before the month is out. It has a zero balance on it and has for several years. It’s the only credit card I have. I use a debit for most things for which cash is inconvenient or impossible.
I think XM was counting on it getting lost amid all the other charges, and it probably does with a lot of inattentive people. Stuck out like a sore thumb with me, though, getting a statement with a balance due when I knew nothing was on it.
Nothing else need be added.