Your Wheat Penny is worth 5 cents. Maybe 8 cent, depending upon condition. ;)
My Dear Old Grandpa left me his ‘coin collection’ which has turned out to be worth more as scrap metal. ;)
The very common date 1945 Wheat Penny is worth about 2 cents to a coin dealer. $0.0284463 is the melt value but it is still illegal to melt copper pennies.