Oh good grief.
Where in the world did you come up with the idea that “every low level clerk” has access to your electronic medical record?
That is fake news.
Where in the world did you come up with the idea that there is a “national database system” for such things?
That too is fake news.
Call into any doctor's office or hospital and you will be connected with a low level clerk who has complete and unfettered access to your medical records.
This is not even a new thing. It has been the case for decades. It is just easier now since there is a computerized data base.
And as to there not being a nationwide data base of medical records.... Ever hear of Epic?
Augie,
Don’t be so obtuse. Just be less obtuse.
BTW - anyone who completes an application for Life Insurance signs an authorization for the insurance company to have full access to the Medical Information Bureau.
See this article, for example: https://www.verywellhealth.com/how-to-access-the-medical-information-bureau-2615511
Note to FReepers - Augie is WRONG on this.